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    California Health Plans and Benefits

    
    Anthem Blue Cross offers a variety of health care plans to meet the needs of individuals and families. Plans currently offered in California are listed below. To see detailed information about these plans, click the button to visit our interactive plan shopping tool. There you can compare plan benefits and rates, get an instant personalized quote, and even apply online.Shop, Quote, Apply Online
      
    Premier Plus
    PPO plan with the highest level of medical benefits we offer
    • Robust benefits for both routine and unexpected medical care
    • Options include an unlimited number of doctors' office visits for various covered services. You will be responsible for a predictable copayment, even if you haven't satisfied your deductible.
    • Annual vision screening exam with copayment.
    • Brochure
    • Application Form
    SmartSense® Plus
    Covers the essentials and more at some of our lowest monthly rates
    • Choose from a range of deductibles and co-insurance levels to change the plan to better meet your needs.
    • Immediate coverage with predictable copayments for the first three doctors' office visits, per plan member, per calendar year.
    • Choice of prescription drug coverage options.
    • Brochure
    • Application Form
    CoreGuardSM Plus
    Affordable protection against significant unexpected medical costs
    • Wide array of covered services, including doctors' office visits, hospital, surgical, and outpatient care.
    • Access to Anthem's discounts for in-network covered health care services.
    • Higher percentage of member cost-sharing in exchange for lower premiums.
    • Brochure
    • Application Form
    ClearProtectionSM Plus
    Combines affordable protection with some immediate benefits
    • Innovative plan design helps limit your share of the costs for major medical expenses, such as surgery and hospitalization.
    • Immediate coverage for the first two doctors' office visits for covered services.
    • Brochure
    • Application Form
    Lumenos® HSA Plus
    Traditional PPO coverage with added financial flexibility
    • Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
    • In-network covered services paid at 100% after you meet your deductible.
    • Brochure
    • Application Form
    Lumenos® HSA 1500/5000
    Traditional PPO coverage with added financial flexibility
    • Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
    • Available with or without maternity benefits, depending on which deductible you select.
    • Brochure
    • Application Form
    Tonik®
    Straight up, affordable coverage tailored to protect young adults from unexpected medical expenses
    • Covers four office visits per year before deductible, with $20 copay per visit. Additional visits covered in full after deductible is met.
    • Immediate coverage (no deductible) for generic prescription drugs.
    • Includes some dental and vision benefits; optional Enhanced Dental coverage is available.
    • Brochure
    • Application Form
    PPO Share
    A traditional PPO plan with a broad range of benefits
    • Unlimited doctor office visits with predictable copays, before the deductible.
    • Ideal for families with young children or planning to have children.
    • Brochure
    • Application Form
    Select HMO
    Our lowest priced HMO with an exclusive HMO network
    • Exclusive HMO Network includes over 20,000 doctors in 22 California counties.
    • Immediate, no-deductible benefits for in-network covered services.
    • Brochure
    • Application Form
    HMO Saver
    A mid-priced HMO that includes access to our entire HMO network
    • Includes access to our entire HMO network of more than 37,000 doctors.
    • $1500 medical deductable for hospital and emergency services helps keep premiums lower.
    • Brochure
    • Application Form
    Individual HMO
    Our richest HMO with no medical deductable and access to our entire HMO network
    • Includes access to our entire HMO network of more than 37,000 doctors.
    • Immediate, no-deductible benefits for in-network covered services.
    • Brochure
    • Application Form
     
    This information is not your policy and is intended as a brief summary of service. If there is any difference between this page and the policy, the provisions of the policy shall control.
     

    Anthem California health plans offer comprehensive benefits and competitive rates:

    California Health plan
    Flexible spending accounts for California
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     Contact Anthem Blue Cross

    We’re here to answer your questions about California health plans.
     
    View Customer Care for the phone number that meets your need.
     
     
    

    Health Resources

     

    If you are currently an Anthem Individual member and are thinking of changing your current plan - go to ChangeMyCoverage.com to view options.

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