Learn why getting disability and life coverage can be the smartest decision you'll ever make for you and your family. Whether you're the sole breadwinner, part of the family income or it's just you, you want to make sure you or your family would survive if you lost your income. By making a small investment now, you're making a huge investment toward your family's financial future. So, find out how to get started because the more you know about protecting your future, the better you'll be able to live for today. Why do you need disability insurance? You've insured your car, your house and maybe even some jewelry. But what about you? If you became sick or got hurt and couldn't work, how would you pay your bills? How would you buy groceries for your family? Pay off credit cards and loans? And how long would your money last if your paychecks stopped coming as of today? Why do you need life insurance? We know it's a tough subject to think about. But if you were gone, would your family have enough money to pay for day-to-day living expenses like the rent or mortgage, food, clothing, transportation, health care, etc? Who would pay for your funeral, health bills or taxes? Life insurance is what makes all the difference. Whether you're single, married, have kids or it's just you and your partner, the best lasting gift you can give those you love is having them know you'll continue to watch over them, long after you're gone. What else can you do to protect your income? Protect your health! A healthy body is directly related to a healthy income since most disabilities are caused by illness. It's important to maintain healthy habits to avoid disability so you can help your whole family stay healthy. And that's a real plan for the future.

Videos The need for disability insurance The need for life insurance Educational materials Disability Insurance: Prevention Life Insurance: For Grown Kids Life Insurance: For Married Couples Life Insurance: For Single/Stay-at-Home Parents Additional Resources DisabilityCanHappen.org LifeHappens.org

Life products underwritten by Anthem Blue Cross Life and Health Insurance Company; Disability products underwritten by Anthem Life Insurance Company. Independent licensees of the Blue Cross Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross name and symbol are registered marks of the Blue Cross Association.