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Anthem Essential

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The Anthem EssentialSM plan covers the most costly types of care — emergency room, inpatient hospital and surgical care, including surgery in a physician’s office. But it doesn’t cover most other care offered outside a hospital, such as office-visit care and most outpatient services. The Anthem Essential plan offers these great features: 
Freedom to choose providers without a physician gatekeeper. You are free to choose your physician and hospital each time you receive care — without first contacting a primary care physician. You will receive a higher level of benefits when you use network providers, but you are not restricted to network physicians and hospitals.
Convenience and coverage while traveling. You will have access to a nationwide network of health care providers through the BlueCard® PPO program. The BlueCard PPO feature means that you or your covered dependents can get network benefits across the nation, whether you live outside our 85-county service area, or if you travel for business or pleasure.
Flexible benefit design. There are a variety of deductible, coinsurance and copayment options.
Effectively manage the cost and quality of health care benefits. Benefit design, managed care services and network contracting arrangements work together to deliver cost-efficient, quality health care benefits.
©2005-2014 copyright of Anthem Insurance Companies, Inc.

Anthem Blue Cross and Blue Shield is the trade name of: In Colorado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Com pany. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi"), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare"), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem Web sites constitutes your agreement with our Terms of Use