Balance

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An association membership offering Critical Illness and Accident Insurance coverage

Introducing Balance, a valuable membership1 that includes critical illness and accident insurance as well as other benefits and discounts. We are excited to share this new type of coverage that may compliment your health care benefits. For as little as a few dollars a day, you can have help to pay for covered accident insurance expenses. And with a covered illness, you can get cash in your hand to spend any way you need.  
 
Critical Illness payments go right to you. Use the money for whatever you need, like: 
Mortgage payments
Day care
Household bills
Car payments
Business costs
Credit cards
 
Need more information? 
Download the Balance brochure
 
How do you get coverage? 
Working with a broker or Anthem authorized agent? Your broker or agent can help you figure out which of the Balance plans would be best for you and walk you through the application process.
Not working with a broker, but ready to apply now? Visit the Balance enrollment page.

1Balance is a membership in Communicating for America, Inc. and includes insurance benefits underwritten by Madison National Life Insurance Company, Inc., along with valuable discounts and services. Communicating for America, Inc., is a national 501(c)(5) nonprofit association founded in 1972. Originally founded as an advocate for the self-employed and rural members, Communicating for America has evolved into one of the largest and most respected associations in the country, with members in communities of all sizes. Along with a legislative voice on important issues in Washington, D.C., Communicating for America provides valuable member benefits. Association membership fees are used for benefits, marketing, distribution and administrative expenses.

 

Association membership services are provided by Communicating for America, Inc. There is no ownership affiliation between Madison National Life Insurance Company, Communicating for America or Anthem Blue Cross and Blue Shield. Each entity is separate, independent and unaffiliated with Anthem Blue Cross and Blue Shield and its products and services. Anthem Blue Cross and Blue Shield, or its affiliates, may receive compensation from membership fees or otherwise in connection with association membership.

 

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Anthem Blue Cross and Blue Shield is the trade name of: In Colorado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Com pany. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi"), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare"), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem Web sites constitutes your agreement with our Terms of Use