Anthem Spotlight
At Anthem Life, our mission is to provide the people we serve with financial protection and security.

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Group Coverage @ Anthem Life
Provide competitive employee benefits that fit your budget, with our group life and disability coverage.

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Voluntary Coverage @ Anthem Life
Let employees choose their own coverage with voluntary life and disability insurance from Anthem Life.

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Group Coverage

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Group life insurance products  
Anthem Life’s product offerings for employee benefit plans include group term life, accidental death and dismemberment (AD&D), dependent life, supplemental life and AD&D, short term disability (STD), and long term disability (LTD) insurance. The employer selects the coverage and benefit amounts and pays all or part of the premium. Products and availability vary by state.  
Group disability insurance products  
Voluntary insurance products  
Anthem Life also offers voluntary products for employees to purchase through payroll deduction. Employees select their coverage and pay the premium, and the employer performs the administrative functions.  
Our voluntary offerings include voluntary group term life (VGTL), voluntary short term disability (VSTD), voluntary long term disability (VLTD), and voluntary accidental death and dismemberment (VADD) insurance. Products and availability vary by state.   
Individual insurance products  
Anthem Life, through our affiliate company, Anthem Blue Cross and Blue Shield, is pleased to offer individual term life insurance. Best of all, approval for individual health insurance with Anthem Blue Cross and Blue Shield means automatic approval to purchase term life insurance from Anthem Life. And, dependent coverage options are also available for those who purchase term life insurance. Individual term life insurance is currently available in the following states: 
Colorado
Indiana
Kentucky
Missouri
Nevada
Ohio
Virginia
Wisconsin
 
Individual term life insurance policies are not available as stand-alone products—the applicant must either apply for health coverage at the same time or already be a health member. 
Administrative services (ASO plans)  
For larger employers who prefer to fund their own disability benefits but want professional claim administration, Anthem Life can provide highly customized services. Generally, Administrative Service Only (ASO) plans are limited to short term disability benefits. Anthem Life’s services range from full claim processing and tax reporting to “review only” programs.   
Value Added Services  
In today's fast-paced world, you no doubt feel some stress at home and at work. Anthem Life's support services are designed to improve your well-being by helping you manage problems before they become an emotional or financial burden.   
©2005-2013 copyright of Anthem Insurance Companies, Inc.

Anthem Blue Cross and Blue Shield is the trade name of: In Colorado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Com pany. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi"), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare"), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem Web sites constitutes your agreement with our Terms of Use