Anthem Life’s product offerings for employee benefit plans include group term life, accidental death and dismemberment (AD&D), dependent life, supplemental life and AD&D, short term disability (STD), and long term disability (LTD) insurance. The employer selects the coverage and benefit amounts and pays all or part of the premium. Products and availability vary by state.
Anthem Life also offers voluntary products for employees to purchase through payroll deduction. Employees select their coverage and pay the premium, and the employer performs the administrative functions.
Our voluntary offerings include voluntary group term life (VGTL), voluntary short term disability (VSTD), voluntary long term disability (VLTD), and voluntary accidental death and dismemberment (VADD) insurance. Products and availability vary by state.
Individual insurance products
Anthem Life, through our affiliate company, Anthem Blue Cross and Blue Shield, is pleased to offer individual term life insurance. Best of all, approval for individual health insurance with Anthem Blue Cross and Blue Shield means automatic approval to purchase term life insurance from Anthem Life. And, dependent coverage options are also available for those who purchase term life insurance. Individual term life insurance is currently available in the following states:
Individual term life insurance policies are not available as stand-alone products—the applicant must either apply for health coverage at the same time or already be a health member.
For larger employers who prefer to fund their own disability benefits but want professional claim administration, Anthem Life can provide highly customized services. Generally, Administrative Service Only (ASO) plans are limited to short term disability benefits. Anthem Life’s services range from full claim processing and tax reporting to “review only” programs.
In today's fast-paced world, you no doubt feel some stress at home and at work. Anthem Life's support services are designed to improve your well-being by helping you manage problems before they become an emotional or financial burden.