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Medicare Advantage

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Resources

 
The Medicare Modernization Act of 2003 will rename Medicare Part C, the Medicare+Choice program, to Medicare Advantage beginning with the 2005 benefit plans. Although some of these plans may have an additional premium, they typically offer some additional or lower-cost benefits compared with traditional Medicare. Medicare Advantage plans may be a health maintenance organization (HMO), point-of-service (POS) plan, private fee-for-service (PFFS) plan, or a local preferred provider organization (PPO).  
Medicare Advantage plans differ, although they all have the following characteristics:  
Offered by a private company
The amount of money the company receives from the government for each person's care is set, regardless of how many or how few services are used
Each year, the company determines the terms covering benefits and payments; it can change the premiums, benefits and other costs
Each year, The company can decide whether to offer a Medicare Advantage plan
Each year, each individual can decide whether to stay in the current plan, switch to a different one, or return to traditional Medicare
Anthem is making a number of changes to reduce the cost of health care coverage for seniors enrolled in Anthem’s Medicare Advantage (formerly Medicare+Choice) health plans in Ohio and Kentucky. These changes, which took effect March 1, 2004, affect the Anthem Senior Advantage and Anthem Medicare Preferred health plans. The enhancements include reduced premiums and co-payments for certain benefit plans. Anthem also is analyzing other markets for potential product options.  
 
For More Information:
Read more about Anthem reducing costs for seniors following the Medicare Modernization Act.  
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Anthem Blue Cross and Blue Shield is the trade name of: In Colorado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Com pany. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi"), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare"), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem Web sites constitutes your agreement with our Terms of Use