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Maternity

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Having a baby can be expensive. If you're hoping to add to your family in the future, you may want to think about adding maternity coverage now.  
The Maternity coverage helps pay for:  
childbirth,
prenatal and postnatal care,
use of delivery room,
hospital bed and board for mother,
routine nursery care,
routine newborn circumcision,
caesarean section deliveries, and
diagnostic x-rays and laboratory charges
 
It's important to plan ahead for maternity coverage because conception must occur at least 6 months after the optional maternity coverage effective date. A pregnancy that occurs within six months of adding the optional maternity coverage will not be covered, even if you qualify for credit toward your base policy's waiting period.  
If you are a HIPAA eligible individual as defined on the application, and conception has occurred prior to the effective date of the maternity coverage, this six-month waiting period is waived. If conception occurs on or after the effective date, the pregnancy will not be covered. Call your Anthem Sales Representative for more details.  
Maternity coverage cannot be added to a policy insuring one male without a female spouse or female domestic partner on the policy. It cannot be added for applicants under age 18, unless they are female emancipated minors.  
View our Important Facts You Should Know for additional information.  
 
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Anthem Blue Cross and Blue Shield is the trade name of: In Colorado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Com pany. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi"), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare"), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem Web sites constitutes your agreement with our Terms of Use