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Century Preferred Direct (PPO)

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Is Century Preferred Direct right for you? What do you think of this?  
Choose from several plan options.
Need to see a specialist? No referral needed.
Traveling on business or vacation? Your coverage travels with you.
No claim forms to submit.
Benefits include routine preventive care, well-child care, immunizations, inpatient and outpatient care and emergency care.
Vision coverage already built right in.
 
If you need help choosing a plan, we are here to answer your questions. E-mail a Licensed Agent or call 1-866-503-2829, Monday through Thursday from 8:30 to 6:00, and until 4:30 on Friday, or contact your local Anthem Sales Representative. Eligible for Medicare? Please call: 1-800-238-1143.  
 
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Century Preferred Direct PPO
The chart below contains a brief summary of benefits and is not intended to be a full disclosure of benefits.  

 
Century Preferred Direct 80/20 PPO 
Century Preferred Direct 100 PPO 
Deductible Choices (Individual/Family; per covered person, per calendar year) 
$250 / $500 
$1,500 / $3,000 

$1,500 / $3,000

$3,000 / $6,000

$5,000 / $10,000

$10,000 / $20,000 
Out-of-State Benefits 
Yes 
Yes 
Out-of-Network Benefits 
Yes - subject to higher coinsurance 
Yes - subject to higher coinsurance 
Lifetime Maximum 
$5 Million 
$5 Million 
     
Covered Services 
In-Network 
In-Network 
Preventive Care (including routine physicals) 
(Member is responsible for coinsurance amounts below after the policy deductible unless otherwise noted.) 
20% coinsurance after deductible for all these services 
0% coinsurance after deductible for all these services 
Office Visits 
Specialist Visits 
Lab /X-Ray 
Diagnostic Services (MRI, MRA, CAT , CTA , PET and SPECT) 
Outpatient Surgery (in a hospital or surgi-center) 
Hospitalization 
Emergency Room (see accompanying brochure for Anthem’s definition of emergency) 
Vision Care 
$20 copay per visit 
$20 copay per visit 
Prescription Drugs 
Optional Coverage Available: $10 copay for generic drugs; $25 copay for Listed Brand Drugs; $40 copay for Non-listed Brand Drugs; $2,000 maximum per calendar year; Not subject to deductible 
Maternity Care 
Not covered 
Not covered 
 
For More Information
Century Preferred Direct Brochure
Outline of Coverage
Individual Enrollment Application/Health Statement
Statement of Domestic Partnership
 
©2005-2014 copyright of Anthem Insurance Companies, Inc.

Anthem Blue Cross and Blue Shield is the trade name of: In Colorado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Com pany. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi"), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare"), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem Web sites constitutes your agreement with our Terms of Use