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Blue Direct® PPO

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Could this be you? Are you between jobs? Have you just lost your group health coverage? Are you self-employed or retiring early? No longer covered under your parents’ policy? Been meaning to get around to choosing a plan?  
Well, you’ve come to the right place. It doesn’t have to be that way any longer.  
 
Blue Direct® PPO Plan  
The chart below contains a brief summary of benefits and is not intended to be a full disclosure of benefits.  
Life happens. Why go another day without the right health coverage?  
If you need help, we're here to answer your questions. Need a quote or more information on Individual and Family plans? E-mail a Licensed Agent or call 1-866-920-1391 Monday through Thursday from 8:30 to 6:00, and until 4:30 on Friday, or contact your local Anthem Sales Representative. Eligible for Medicare? Please call: 1-800-232-1261.  
 

 
Blue Direct $1,000 PPO 
Blue Direct $2,000 PPO 
Blue Direct $5,000 PPO 
Deductible 
In-Network 
$1,000/member $3,000/family 
$2,000/member $6,000/family 
$5,000/member $15,000/family 
Out-of-Network 
$2,000/member $6,000/family 
$3,000/member $9,000/family 
$7,500/member $22,500/family 
Coinsurance 
In-Network 
20% to a max of $3,000/member $9,000/family 
30% to a max of $3,000/member or $9,000/family 
20% to a max of $1,000/member or $3,000/family 
Out-of-Network 
40% to a max of $4,000/member $12,000/family 
50% to a max of $4,000/member or $12,000/family 
50% to a max of $1,000/member or $3,000/family 
Lifetime Maximum Benefit3 
$2 million/member 
$2 million/member 
$2 million/member 
       
Covered Services 
In-Network 
In-Network 
In-Network 
Preventive Care 
Immunizations, Screenings, Pap Smear, Mammogram, PSA Testing 
No cost to member 
No cost to member 
No cost to member 
Routine Physical, Hearing & Vision Exams 
$20 per visit 
$40 per visit 
Deductible & Coinsurance for all these services 
Other Outpatient Care 
Medical Exams, Injections, Physical, Occupational & Speech Therapy 
Lab, X-ray, Ultrasound, CT & MRI scans, Outpatient & Ambulatory Surgery 
Deductible & Coinsurance for all these services 
Deductible & Coinsurance for all these services 
Inpatient Care  
• Semi-private Room & Board 
• Physician Services, Surgery, Anesthesia, Lab  
• X-ray, CT & MRI scans, supplies & medications  
• Physical, Occupational & Speech Therapy1  
• Skilled Nursing & Physical Rehab Facility (limited to 100 inpatient days per member per year for each facility) 
Emergency Room Services 
ER Charge 
$100 per visit (waived if admitted) 
$100 per visit (waived if admitted) 
$100 per visit (waived if admitted) 
ER Physician, CT & MRI scans & medical supplies 
Deductible & Coinsurance 
Deductible & Coinsurance 
Deductible & Coinsurance 
Mental Health & Coinsurance & Substance Abuse2 
Outpatient 
$20 per visit 
$40 per visit 
Inpatient 
Deductible & Coinsurance 
Deductible & Coinsurance 
Durable Medical Equipment (DME) (limited to $3,000 per
member/year) 
$100 DME
Deductible
30% Coinsurance 
$100 DME
Deductible
30% Coinsurance 
$100 DME
Deductible
30% Coinsurance 
Prescription Drugs ($100 deductible per member per calendar year; deductible does not apply to generic drugs; maximum drug benefit is $2,000 per member per calendar year) 
$10/$25/$40 copay 
$10/$25/$40 copay 
$10/$25/$40 copay 
1 Physical, occupational and speech therapy limited to $3,000 per member per year 
2 Inpatient and outpatient services subject to combined $3,000 per member per year and $10,000 per member per lifetime maximums 
3 Stated maximums are applicable to in-network and out-of-network combined 
 
For More Information
Blue Direct Brochure
Individual Enrollment Application/Health Statement
Blue Direct Statement of Premium Payment Acknowledgement
Coverage Replacement Notice for Blue Direct
Direct Payment Authorization Form
Enroll Online Now!
Get a Rate Quote
 
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Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri: RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi") underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare") underwrites or administers the HMO policies; and Compcare and BCBSWi collectively underwrite or administer the POS policies. Independent licensees of the Blue Cross Blue Shield Association. ® ANTHEM is a registered trademark. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Serving residents and businesses in Indiana, Kentucky, Missouri (excluding 30 counties in the Kansas City area), Ohio, Wisconsin, Colorado, Nevada, Connecticut, Maine, New Hampshire and Virginia (excluding the city of Fairfax, the town of Vienna and the area east of State Route 123). Use of the Anthem Web sites constitutes your agreement with our Terms of Use