BluePreferred for PPO for Individuals Plans
PW_AD071348
BluePreferred is a preferred provider (PPO) plan. This means, you can see any doctor and BluePreferred will pay a portion of the cost. You’ll save even more when you choose a doctor from the PPO network. Other BluePreferred PPO features include:
 | A choice of deductibles, which gives you more control over your premium costs. |
 | One of the largest PPO networks in Nevada with over 3,900 doctors and specialists and more than 32 hospitals |
 | No referrals needed to see in-network specialists |
 | Preventive care benefits for well-child physician office visits, immunizations for children, and health screenings such as mammograms, Pap tests and prostate cancer screenings. |
 | Non-routine doctor visits are covered at 100% after your copay (certain exceptions apply). |
 | Prescription drug coverage for both generic and brand-name drugs with no brand-name deductible. |
 | Dental and Term Life coverage options for complete protection and peace of mind |
For more information, see the Benefits-at-a-glance chart below.
|
|
|
|
BluePreferred PPO 1000/2000 benefits-at-a-glance
These amounts show your share of costs after deductible, if any.
|
Plan Benefit
|
In-Network
Receive negotiated savings
|
Out-of-Network3
Pay higher costs
|
Annual Deductible
|
Single Member
|
$1,000 / $2,000
|
$2,000 / $4,000
|
Family Maximum
|
$3,000 / $6,000
|
$6,000 / $12,000
|
Annual
Out-of-Pocket Limit
(in addition to deductible)
|
Single Member
|
$3,000 / $4,500
|
$6,000 / $7,500
|
Family Maximum
|
$6,000 / $9,0001
|
$12,000 / $15,0001
|
Lifetime Maximum
(combined for in-network and out-of-network)
|
Health plan pays up to $2 Million per member
|
|
|
|
|
Covered Services
|
In-Network
|
Out-of-Network3
|
Doctors’ Office Visits
|
$35 / $40 copay2
|
50%
|
Professional Services
(X-ray, lab, anesthesia, surgeon, etc.)
|
20% / 30%
|
50%
|
Hospital Inpatient
(overnight hospital stays)
|
20% / 30%
|
50%
|
Hospital Outpatient
(if you don’t stay overnight)
|
20% / 30%
|
50%
|
Emergency Room Services
|
20% / 30%
|
50%
|
Maternity
|
not covered
|
Preventive Care
(specific routine tests based on national recommendations)
|
Adult
Services
|
Mammogram:
Any charges over Anthem’s $85 payment per test
Pap test:
Any charges over Anthem’s $75 payment per test
Prostate screening:
Any charges over Anthem’s $65 payment per test
|
Mammogram:
Any charges over Anthem’s
$85 payment per test
Pap test: 50%
Prostate screening:
Any charges over Anthem’s
$65 payment per test
|
Children’s
Services
|
20% / 30% for
age-appropriate visits and routine immunizations
(deductible waived)
|
50% for age-appropriate visits
and routine immunizations
|
Chiropractic Service
($200 maximum annual benefit per member)
|
20% / 30%
|
50%
|
Prescription Drug Coverage
(see brochure for more information)
|
Generic: $15 copay
Brand-name: $40 copay
|
not covered
|
For more information:
 | Call 1-866-412-9149, Monday – Friday, 6:30 a.m. – 5:30 p.m. (PST) to speak to a licensed agent |
 | Contact your local Anthem Blue Cross and Blue Shield agent |
|
|