When you enroll in our Lumenos with HSA plan, you’ll get:
An account funded by your tax-free contributions to use on covered medical expenses and prescriptions. Others may also contribute to your HSA.
100% coverage for nationally recommended preventive care services, with no deduction from your HRA or out-of-pocket costs to you if you see an in-network provider.
You may use available HSA funds first to pay the cost of covered medical expenses and prescriptions without incurring a tax liability.
Unused funds rollover year-to-year.
Unlimited choice of providers. If you see in-network providers, you may pay less for your care.
Traditional Health Coverage
A comprehensive health plan providing added protection for you and your family after you have met your plan’s annual deductible.
Traditional Health Coverage begins after you have satisfied your plan’s annual deductible.
Your out-of-pocket expenses are limited to a maximum each year, after which you receive 100% protection for covered services.
Unlimited choice of providers. If you see in-network providers, you may pay less for your care.
Personalized Services and Tools
We provide you with online tools and personalized resources to help you live a healthier life.
Use our ProviderFinder online directory to find doctors and hospitals that participate in our network.
Find tools to help you stay healthy, manage a health condition and prepare for a surgical procedure. Also make comparisons on quality and find cost information for medical services and prescription drugs.
Track your account activity, claims and benefits.
Get personalized help managing a condition from a health coach.
Talk to registered nurses about minor health concerns on our 24/7 NurseLine.
*Your plan may not include rewards. Check with your Benefits Department. Some eligibility requirements and limitations may apply for programs and incentives. If your plan allows you to earn rewards for your HSA, you must have an open HSA with Mellon Bank or with another bank through which your employer is sponsoring your HSA. The above information does not constitute legal, tax, or benefit plan design advice. Anthem strongly encourages consultation with a tax advisor before establishing a Health Savings Account. Any Health Savings Account will be established between the individual account holder and the HSA custodian or trustee. Anthem is responsible for the administration of the health plan, and the custodian is responsible for the administration of the HSA.
