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Anthem Blue Cross : Health Reimbursement Account (HRA)

Health Reimbursement Account (HRA)

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When you enroll in our HRA plan, you’ll get:  
An account funded by your employer each year to use on covered medical expenses and prescriptions.  
100% coverage for nationally recommended preventive care services, with no deduction from your HRA or out-of-pocket costs to you if you see an in-network provider.
Use HRA funds first to pay for covered medical expenses and prescriptions.
Unused funds rollover year-to-year for most plans.*
Unlimited choice of providers. If you see in-network providers, you may pay less for your care.
Plus, get rewards** – additional funds added to your account.
Traditional Health Coverage  
A comprehensive health plan that provides added protection for you and your family, after you use all of your HRA funds.  
Traditional Health Coverage begins after you have satisfied your plan’s annual deductible.
Your out-of-pocket expenses are limited to a maximum each year, after which you receive 100% protection for covered services. You can help offset potential out-of-pocket expenses by rolling funds over from year to year.
Unlimited choice of providers. If you see in-network providers, you may pay less for your care.

Personalized Services and Tools  
We provide you with online tools and personalized resources to help you live a healthier life.  
Use our ProviderFinder online directory to find doctors and hospitals that participate in our network.
Find tools to help you stay healthy, manage a health condition and prepare for a surgical procedure. Also make comparisons on quality and find cost information for medical services and prescription drugs.
Track your account activity, claims and benefits.
Get personalized help managing a condition from a health coach.
Talk to registered nurses about minor health concerns on our 24/7 NurseLine.

® Anthem is a registered trademark. ® The Blue Cross name and symbol are registered marks of the Blue Cross Association © 2011 Anthem Blue Cross.

Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association.