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Anthem Blue Cross : Large Group Life and Disability (51 or more Employees)

Large Group Life and Disability (51 or more Employees)

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Disability  
We offer disability insurance in California through our affiliate, Anthem Life Insurance Company (Anthem Life). Anthem Life has been a specialist in group disability coverage for more than 50 years and is rated “A” (Excellent) by A.M. Best Company.  
We offer a range of employer-paid, contributory, employee-paid (voluntary) and administrative services (ASO) plans with competitive features, like:  

Benefit percentage of 50, 60 or 67 percent of pre-disability income

Partial disability with residual benefits

Work incentive benefits

Lump sum survivor benefits

Vocational rehabilitation

Social security assistance

Workplace modification

Cost of living freeze

Waiver of premium

 
Life and Accidental Death & Dismemberment  
Life and Accidental Death and Dismemberment (AD&D) are important elements of our members’ benefits. Anthem Blue Cross Life and Health Insurance Company offers a number of terrific options for making this Specialty product line serve you and our members.  
Our basic life and AD&D policies include a number of standard features that provide enhanced services to members. For instance, basic life includes Waiver of Premium for members who become totally disabled before their 60th birthday, Living Benefit, our Resource Advisor member assistance program and our Travel Assistance program. AD&D comes with benefits for Child Education, Repatriation and Seat Belt and Air Bag use.  
 
In addition, we offer Work Retention Assistance to help members remain at work and living their normal life.  

® Anthem is a registered trademark. ® The Blue Cross name and symbol are registered marks of the Blue Cross Association © 2011 Anthem Blue Cross.

Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association.