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Health Incentive Account (HIA) Plus
An account funded by the health plan each year to use on covered medical expenses and prescriptions.
 | Use your HIA funds first to pay for covered medical expenses and prescriptions. |
| Unused funds rollover year-to-year. |
| Unlimited choice of providers. If you see in-network providers, you may pay less for your care. |
| Plus, get Healthy Rewards* – additional funds added to your account: |
 | | $50 for completing the Health Assessment |
| | $100 for enrolling in the Personal Health Coach program |
| | $200 for graduating from the Personal Health Coach program |
| | $50 for completing the Smoking Cessation program |
| | $50 for completing the Weight Management program |
Plus, get 100% coverage for nationally recommended preventive care services with no deduction from your HIA or out-of-pocket costs for you if you see an in-network provider.
Traditional Health Coverage
A comprehensive health plan that provides added protection for you and your family, after you use all of your HIA funds.
| Traditional Health Coverage begins after you have used your HIA allocation and paid a limited amount out-of-pocket – called your Bridge – needed to satisfy your plan’s annual deductible. |
| Your out-of-pocket expenses are limited to a maximum each year, after which you receive 100% protection for covered services. |
| Unlimited choice of providers. If you see in-network providers, you may pay less for your care. |
Personalized Services and Tools
We provide you with online tools and personalized resources to help you live a healthier life.
| Use our ProviderFinder online directory to find doctors and hospitals that participate in our network. |
| Find tools to help you stay healthy, manage a health condition and prepare for a surgical procedure. Also make comparisons on quality and find cost information for medical services and prescription drugs. |
| Track your account activity, claims and benefits. |
| Get personalized help managing a condition from a Personal Health Coach. |
| Talk to registered nurses about minor health concerns on our 24-Hour Nurse Advice Line. |
Use your HIA funds first. Funded by the health plan each year. Use the HIA first to pay for covered medical expenses and prescriptions. Anything you don’t use rolls over from year to year.
Plus, get 100% coverage for preventive care. For nationally recommended services, with no deduction from your HIA or out-of-pocket costs for you, if you see an in-network provider.
Use the Traditional Health Coverage if you need it. After paying a limited amount out-of-pocket (Bridge), you have additional protection to cover the majority of the cost of further health care expenses.
