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Anthem Changes to Kentucky ACA Individual Health Plans in 2018

September 06, 2017
A Message from Deb Moessner
President of Anthem Blue Cross and Blue Shield in Kentucky 
 
At Anthem Blue Cross and Blue Shield, we’ve been proud to offer affordable health plans that give Kentuckians access to quality health care. In 2014, when the Affordable Care Act (ACA) started, we created a new set of quality, affordable health plans to offer consumers through the Health Insurance Marketplace, also called the exchange. 
 
But the market for these plans has become unstable. And with federal rules and guidance changing, it’s no longer possible for us to offer those plans on a broad basis. 
 
Starting in 2018, we will reduce our on-and off-exchange Individual health plan offerings in Kentucky 
This is not an easy decision for us. We know that changes like these can have a real impact on the people we serve. Nothing will change for the remainder of this year. However, beginning on January 1, 2018, we’ll offer on-and off-exchange Individual health plans in only 59 counties. This doesn’t impact people with employer-based insurance and individuals or families whose plans are “grandfathered” (grandfathered plans must have been purchased prior to March 23, 2010).
 
We’re committed to helping you find health plan options for 2018 and beyond, and we’ll continue to work hard to find new ways to keep health care benefits affordable. As we get closer to open enrollment, we’ll update this page with new information. So you may want to bookmark it to return here easily. In the meantime, if you have questions, please take a look at the frequently asked questions (FAQs) and links to other resources below.
 
Q: I have an Anthem individual ACA health plan - when do I have to find new coverage?
A: Nothing is changing with your Anthem ACA health plan in 2017. Later this year, you may have to shop for a new plan for 2018. You’ll do this during the open enrollment period starting November 1. Affected members will receive an official notice that their plan is ending, along with information on options for next year. We’ll help you connect with the right people to find a new plan.
 
Q: I didn’t switch to an ACA plan, my individual health plan is grandfathered. Does this affect me?
A: No, this change only affects Anthem’s ACA individual health plans in some Kentucky counties.
 
Q: Is Anthem also discontinuing individual dental and vision plans in Kentucky?
A: No, this change only affects Anthem’s individual ACA health plans in some Kentucky counties. 
 
Q: I get health benefits from my employer. Does this affect me?
A: No, this change only affects Anthem’s individual ACA health plans in some Kentucky counties. Plans sponsored by employers are not impacted.
 
Q: I have an Anthem Medicare plan. Does this affect me?
A: No, this change only affects Anthem’s individual ACA health plans in some Kentucky counties. Anthem’s Medicare plans are not impacted.
 
Q: Which counties are you offer 2018 plans in?
A: Here is a list of the counties where we’ll offer Individual ACA plans for 2018
 
Pathway X /Pathway Transition HMO network plans
Hardin 
 
Pathway X /Pathway HMO network plans
Adair
Allen
Ballard
Barren
Bell 
Breathitt 
Breckinridge 
Butler
Caldwell 
Calloway 
Carlisle 
Christian 
Clinton 
Crittenden 
Cumberland 
Daviess 
Edmonson 
Fulton 
Graves 
Grayson 
Green 
Hancock 
Hardin 
Harlan 
Hart 
Henderson 
Hickman 
Hopkins 
Johnson 
Knott 
Lawrence 
Lee 
Leslie 
Letcher 
Lewis 
Livingston 
Logan 
Lyon 
Magoffin 
Marshall 
Martin 
McCracken 
McCreary 
McLean 
Meade 
Metcalfe 
Monroe 
Muhlenberg 
Ohio 
Owsley 
Pike 
Russell 
Simpson 
Todd 
Trigg 
Union 
Warren 
Wayne 
Webster 
 
Additional resources