Anthem Changes to Kentucky ACA Individual Health Plans in 2018
September 06, 2017
A Message from Deb Moessner
President of Anthem Blue Cross and Blue Shield in Kentucky
At Anthem Blue Cross and Blue Shield, we’ve been proud to offer affordable health plans that give Kentuckians access to quality health care. In 2014, when the Affordable Care Act (ACA) started, we created a new set of quality, affordable health plans to offer consumers through the Health Insurance Marketplace, also called the exchange.
But the market for these plans has become unstable. And with federal rules and guidance changing, it’s no longer possible for us to offer those plans on a broad basis.
Starting in 2018, we will reduce our on-and off-exchange Individual health plan offerings in Kentucky
This is not an easy decision for us. We know that changes like these can have a real impact on the people we serve. Nothing will change for the remainder of this year. However, beginning on January 1, 2018, we’ll offer on-and off-exchange Individual health plans in only 59 counties. This doesn’t impact people with employer-based insurance and individuals or families whose plans are “grandfathered” (grandfathered plans must have been purchased prior to March 23, 2010).
We’re committed to helping you find health plan options for 2018 and beyond, and we’ll continue to work hard to find new ways to keep health care benefits affordable. As we get closer to open enrollment, we’ll update this page with new information. So you may want to bookmark it to return here easily. In the meantime, if you have questions, please take a look at the frequently asked questions (FAQs) and links to other resources below.
Q: I have an Anthem individual ACA health plan - when do I have to find new coverage?
A: Nothing is changing with your Anthem ACA health plan in 2017. Later this year, you may have to shop for a new plan for 2018. You’ll do this during the open enrollment period starting November 1. Affected members will receive an official notice that their plan is ending, along with information on options for next year. We’ll help you connect with the right people to find a new plan.
Q: I didn’t switch to an ACA plan, my individual health plan is grandfathered. Does this affect me?
A: No, this change only affects Anthem’s ACA individual health plans in some Kentucky counties.
Q: Is Anthem also discontinuing individual dental and vision plans in Kentucky?
A: No, this change only affects Anthem’s individual ACA health plans in some Kentucky counties.
Q: I get health benefits from my employer. Does this affect me?
A: No, this change only affects Anthem’s individual ACA health plans in some Kentucky counties. Plans sponsored by employers are not impacted.
Q: I have an Anthem Medicare plan. Does this affect me?
A: No, this change only affects Anthem’s individual ACA health plans in some Kentucky counties. Anthem’s Medicare plans are not impacted.
Q: Which counties are you offer 2018 plans in?
A: Here is a list of the counties where we’ll offer Individual ACA plans for 2018
Pathway X /Pathway Transition HMO network plans
Pathway X /Pathway HMO network plans