Individual & Family Health Insurance Plans

We offer health insurance plans that fit a variety of healthcare needs, including special programs to support better health. Explore options and shop plans in your area. 

Already a member? Log in to your account to renew your plan or compare options.

 Ready to pick up where you left off? Complete your application.

Already a member? Log in to your account to renew your plan or compare options.
Ready to pick up where you left off? Complete your application.

Already a member? Log in to your account to renew your plan or compare options.

 Ready to pick up where you left off? Complete your application.

Finding A Health Insurance Plan That's Right For You

Your healthcare needs and budget are as unique as you are. That's why we offer plans across a range of price levels. We can match you with a plan that's right for you, whether you're an individual who only needs emergency coverage or part of a large family with more extensive healthcare needs. Financial assistance to help cover health insurance costs is available for those who qualify.

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Gold Plans Icon Gold Plans

Premium 3 out of 4

Deductible 2 out of 4

Silver Plans Icon Silver Plans

Premium 2 out of 4

Deductible 3 out of 4

Bronze Plans Icon Bronze Plans

Premium 1 out of 4

Deductible 4 out of 4

Understanding The Affordable Care Act

The Affordable Care Act (ACA) helps ensure that all Americans have access to affordable health insurance. It offers financial assistance, or a health insurance subsidy, based on your income, to help reduce your healthcare costs. With recent changes in the law, even more people may now quality for a subsidy to pay for their health coverage. Our video explains how to determine if you’re eligible for financial help when purchasing an ACA health plan through Anthem.

How Health Insurance Covers Expenses

Health insurance can be the key to your health and well-being. Once you purchase an Anthem plan, you’ll be covered for annual physicals and preventive care visits with providers in your network. Here are the basics of how your plan covers expenses and which portions of your healthcare costs you’re responsible for.

Deductible

The deductible is the amount you pay each year before your plan starts to pay for covered services. This does not include costs for preventive services, which are covered regardless of the deductible when provided by a doctor in your plan network.

Copays

Copays are fixed amounts (such as $10 or $20) that you pay out of pocket for visits to in-network healthcare providers. Amounts can vary depending on the provider (primary care or a specialist) you see or the services you receive (such as medications, labs, and diagnostic tests). 

Coinsurance

Coinsurance is the percentage you pay for covered healthcare services after you reach your deductible. For example, if the allowed amount for a service is $100 and your coinsurance is 20%, you will pay $20 for that service after your deductible is met. 

Out-Of-Pocket Maximum

This the most you will pay for covered healthcare services during the coverage year. If you reach the out-of-pocket maximum, your plan pays 100% of covered benefits. 

Benefits Of Becoming An Anthem Member

Anthem designed its health plans and plan networks with your healthcare needs and budget in mind. We offer a range of choices and make managing your benefits easier than ever. Our integrated approach can help improve your health, lower costs, and provide peace of mind. 

Doctors In Your Plan's Network

Anthem plans support your healthcare with a range of choices of doctors, care centers, and hospitals. You also have the flexibility of choosing a video visit with a doctor or therapist on your smartphone, tablet, or computer.

Access to Preventive Care

Avoiding illness or catching problems early are key to staying healthy. Your plan covers preventive care at no cost to you when you see a doctor in your plan’s network. Preventive care includes checkups, screenings, and vaccines.

Pharmacy Coverage

You can rest assured that your Anthem health plan includes coverage for most generic and many brand-name prescriptions. Depending on the plan, you’ll pay a certain amount for medications, depending on the coverage tier or class of drug.

LiveHealth® Online

LiveHealth Online is a service that lets you talk to an experienced, board-certified doctor any day, any hour, on any device. The doctor can give you expert advice, provide a treatment plan, and prescribe medication when appropriate.

Other Coverage Options


Catastrophic Coverage Plans

A catastrophic plan is a high-deductible, low monthly premium option that protects you in the event of a serious health crisis or emergency. To qualify for this type of coverage, you must be under 30 or 30 or over with an approved hardship exemption from your state’s Health Insurance Marketplace®.

Medicaid Eligibility

If you are disabled, managing a chronic condition, or have a lower income, you may qualify for Medicaid coverage.

Health Insurance Basics

Have questions about healthcare insurance, its costs, or special circumstances? These articles cover the basics and can help you make informed health insurance decisions.

View All Health Basics Articles

Get A Quote For Health Insurance

Ready to take the next step? We can help you get a quote for a health insurance plan that works for you or your whole family. Plus, our experts are standing by to help you choose a plan that’s right for you.

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