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The most common type of alternative funding plan is the self-funded Administrative Services Only (ASO) plan. Fixed monthly costs for these options are significantly lower than fully insured plans, the financial risk is also greater. ASOs are recommended for large groups with the financial resources to tolerate fluctuations in monthly claims costs.
Anthem also offers Stop-Loss options that put a threshold on the maximum amount of annual claims costs paid by your business.
Help Employees Save More With a Group Health Expense Account
Health Savings Account (HSA)
Health Reimbursement Account (HRA)
Health Incentive Account (HIA)
Flexible Spending Account (FSA)
Group Labor & Trust
Learn about cost-effective options that preserve rich benefits for your union members. Anthem Labor and Trust ensures Taft-Hartley and multiemployer funds have the group medical benefits they need at an affordable price.Learn about Group Labor & Trust
Group Retiree Solutions
Learn about flexible funding options for your retiree population. Anthem offers prescription plans, PPOs, HMOs, health & wellness programs, plus vision, dental and hearing. Our staff is dedicated to working with older adults.Learn about Group Retiree Solutions