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New options for getting health insurance

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new health coverage

If your employer offers a health plan, you can choose to enroll in it. In 2014 your state may also offer a new health insurance marketplace (also known as exchanges). This will offer another option where you can compare and purchase health plans.


And if your job doesn't offer coverage, you can also buy a plan from the marketplace - or from a health insurance company. In short, you still have the same choices for getting coverage as you did before, plus the marketplace in 2014.

Here's what's new

People who can get health insurance through their jobs often do. Health care reform offers one more way of getting health care – through the health insurance marketplace (also known as exchanges). You can only get a tax credit or subsidy if you buy a plan through the marketplace.


Learn more about the health insurance marketplace (also known as exchanges).

How it impacts you

You can choose a plan that your work offers, buy right from an insurer or from the health insurance marketplace.


Have questions?

Do all jobs have to offer health insurance to workers?

No. Only jobs with more than 50 full-time workers have to offer health insurance.

If I buy from the marketplace, will my job help me pay for it?

It's up to your work. They don't have to. If I buy from the marketplace, will my work still offer me health care? It's up to your work. They don't have to.

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  • If it’s not an emergency (and you can’t get to your regular doctor) - there are other options for fast, more affordable care.

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