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Ohio Individual Dental & Vision Insurance Plans


Besides helping you keep a great smile, regular dental check-ups can help find early warning signs of health issues. That's one really good reason to take excellent care of your teeth and gums. And dental coverage from Anthem can help make it easy and affordable.

Dental Smart Access

Traditional dental insurance plans that cover a percentage of the cost of treatments and services

  • Three plan choices. Choose a plan that covers only the basic diagnostic and preventive services (like cleanings, exams and x-rays) or a plan that covers more services (such as fillings, root canals, crowns and implants).
  • Enroll in coverage for yourself, you and a dependent, or your entire family.
  • Exams, cleanings, and X-rays are covered at 100%.
  • An extra cleaning or periodontal maintenance procedure is available each year for those who are pregnant or living with diabetes.
  • No waiting period for diagnostic and preventive services. (Waiting periods may apply for certain other coverage.)
  • A benefit for a brush biopsy which, together with a surgical biopsy, helps detect oral cancer.
  • You can go to any dentist, but you'll save money by choosing one from our network of participating dentists.

Optional vision coverage with our Blue View Vision plan.

Blue View Vision features:

  • A broad, convenient, national network - The Blue View Vision network has over 30,000 private practice doctors and more than 25,000 locations, including the nation's leading retail stores such as LensCrafters®, Sears OpticalSM, Target Optical®, JCPenney® Optical, and select Pearle Vision locations. These retail locations offer convenient evening and weekend hours. You can also use your benefits online with 1800 CONTACTS®.


Anthem Dental Adult and Dental Adult Enhanced Plans

We also offer adult dental plans that can be combined with our pediatric essential health benefits plans to create a family plan. Family plans offer these advantages:

  • You will not be charged premiums for more than three children.
  • For children, families will not be charged more than two times the out-of-pocket limit, regardless of how many children are in the family. Adult benefits have separate out-of-pocket limits.

Here are a few things you should know about our dental coverage:

  • Exams, cleanings, and X-rays are covered at 100% when you visit a participating dentist
  • You can go to any dentist, but you'll save money by choosing one from our network of participating dentists.

This product can only be purchased online with one of Anthem's medical products.


Anthem Dental Pediatric and Dental Pediatric Enhanced Plans

You've probably heard a lot about the Affordable Care Act (ACA), also known as health care reform. Starting January 1, 2014, many health plans will be required to cover 10 Essential Health Benefits, including one for dental for children. To meet the ACA requirement of having dental pediatric essential health benefits, consumers will need to have one of the following:

  • A medical plan that has dental pediatric essential health benefits, or
  • A standalone policy that provides dental pediatric essential health benefits, or
  • A standalone adult or family dental plan that provides dental pediatric essential health benefits.

Here are a few things you should know about our dental coverage:

  • You can go to any dentist, but you'll save money by choosing one from our network of participating dentists.
  • Pediatric dental essential health benefits do not have a yearly limit (maximum) on coverage (what we pay).
  • These benefits have an out-of-pocket (what you pay) limit.
    • For children, families cannot be charged more than two times the out-of-pocket limit. For a family with three children, if the out-of-pocket limit for one child is $700, the family wouldn't pay more than $1,400 even though there are three children. Adult benefits have a separate out of pocket limit.
  • For a family, we will only charge a premium amount for three children, even if the family has more children covered by the plan.

Anthem's Dental Pediatric and Dental Pediatric Enhanced Plans can be combined with your family medical plans, or our Anthem Dental Adult plans to create a family plan.

This product can be purchased online only with one of Anthem's medical products.


Choose a Dental Blue plan for comprehensive dental benefits for you and your family

  • Dental Blue Basic 100 provides dental coverage for the basics, including routine dental check-ups and fillings. If your dental needs are simple, this may be the right plan for you.
  • Dental Blue Essential 100 includes coverage for the basics, plus dental services like crowns, bridges, root canals and dentures. This is the right plan for you if you need coverage for more than just cleanings, exams and fillings.
  • Dental Blue Essential 200 has basically the same coverage as Dental Blue Essential 100 but gives you wider choice of network dentists in exchange for a slightly higher cost. If your favorite dentist is in our larger network, this plan may be the best choice for you.

While all three Dental Blue plans allow you to go to any dentist, you'll save the most money when you choose a dentist from your plan's dental provider network. There are two Dental Blue networks:

  • Dental Blue 100 network: This is the value network for our Dental Blue 100 plans. Dental Blue Basic 100 and Essential 100 members can save the most on dental care when they choose a dentist from this network.
  • Dental Blue 200 network: Includes the entire 100 network plus even more choices of dentists and specialists. Dental Blue Essential 200 members can save the most on dental care when they choose a dentist from this network.

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