Plans that cover routine and unexpected care, with fixed out of pocket costs. Employees do not have to select a primary care physician (PCP), and no referrals are required. Benefits are generally limited to services from HMO network providers and co pay based plan options are available. These plans are simple and a great way to save costs.
BlueCare POS (Point of Service)
These plans offer broader coverage than our BlueCare plans with an out-of-network component.
BlueCare Basic POS & HMO
These lower cost plans are available on the POS and HMO platforms. A deductible applies to covered in-network inpatient hospital services and covered in-network outpatient surgical facility charges only. For all other covered in-network services, members pay a fixed copayment.
BlueCare Deductible HMO
This plan is built on our HMO platform and still covers routine and unexpected care, with a fixed out of pocket cost. In addition, this affordable option offers an upfront deductible, followed by copays for most covered medical services.
Preferred Provider Organization (PPO)
Century Preferred & Century Preferred Comprehensive
In- and out-of-network national access with low in-network out-of-pocket expenses. These plans provide varying levels of cost share, including deductibles, coinsurance and co pay options. Offers the most provider network choice for your employees.
Consumer Driven Health Plans
With these consumer-driven health plans, employees get more control of their health, their health care decisions and their dollars. This can lead to substantial cost savings for the employer. May be paired with a health reimbursement account (HRA) or a health savings account (HSA).
A High Deductible Health Plan that requires a more active approach to healthcare for members and includes in and out of network access.
Lumenos Deductible First HRA (Health Reimbursement Account)
A new type of consumer-directed health plan in which employees pay for medical expenses out of pocket before accessing the funds in their health reimbursement accounts — saving more of the HRA dollars the employer contributes.
Specialty Products – Dental, Vision, Life and Disability
Anthem dental PPO plans offer flexible plan designs, multiple funding options and the choice of two network options – Dental Prime and Dental Complete.
Blue View Vision
Easy-to-use flexible benefits with access to popular retail locations and a broad range of providers and provider locations.
Life and Disability plans from Anthem Life & Disability Insurance Company
Anthem offers a wide variety of product choices that cover a spectrum of benefits providing outstanding support services, to tailor a benefits program to employees.