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Small Group Health Plans

For groups of 1-50  

Health Maintenance Organization (HMO)
Blue Care  
Plans that cover routine and unexpected care, with fixed out of pocket costs. Employees do not have to select a primary care physician (PCP), and no referrals are required. Benefits are generally limited to services from HMO network providers and co pay based plan options are available. These plans are simple and a great way to save costs. 
BlueCare POS (Point of Service)  
These plans offer broader coverage than our BlueCare plans with an out-of-network component.  
BlueCare Basic POS & HMO  
These lower cost plans are available on the POS and HMO platforms. A deductible applies to covered in-network inpatient hospital services and covered in-network outpatient surgical facility charges only. For all other covered in-network services, members pay a fixed copayment. 
BlueCare Deductible HMO  
This plan is built on our HMO platform and still covers routine and unexpected care, with a fixed out of pocket cost. In addition, this affordable option offers an upfront deductible, followed by copays for most covered medical services.  
Preferred Provider Organization (PPO)
Century Preferred & Century Preferred Comprehensive  
In- and out-of-network national access with low in-network out-of-pocket expenses. These plans provide varying levels of cost share, including deductibles, coinsurance and co pay options. Offers the most provider network choice for your employees.  
Consumer Driven Health Plans
With these consumer-driven health plans, employees get more control of their health, their health care decisions and their dollars. This can lead to substantial cost savings for the employer. May be paired with a health reimbursement account (HRA) or a health savings account (HSA).  
Lumenos PPO, HSA-Qualified (Health Savings Account)  
A High Deductible Health Plan that requires a more active approach to healthcare for members and includes in and out of network access.  
Lumenos Deductible First HRA (Health Reimbursement Account)  
A new type of consumer-directed health plan in which employees pay for medical expenses out of pocket before accessing the funds in their health reimbursement accounts — saving more of the HRA dollars the employer contributes.  
Specialty Products – Dental, Vision, Life and Disability
Anthem dental PPO plans offer flexible plan designs, multiple funding options and the choice of two network options – Dental Prime and Dental Complete. 
Blue View Vision  
Easy-to-use flexible benefits with access to popular retail locations and a broad range of providers and provider locations. 
Life and Disability plans from Anthem Life & Disability Insurance Company  
Anthem offers a wide variety of product choices that cover a spectrum of benefits providing outstanding support services, to tailor a benefits program to employees. 
Other Products
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Anthem Blue Cross and Blue Shield is the trade name of: In Colorado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Com pany. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin ("BCBSWi"), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation ("Compcare"), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem Web sites constitutes your agreement with our Terms of Use