In some cases, Anthem Senior Advantage benefits may actually exceed the coverage provided by the employer’s traditional plan. And because Medicare funds most of the premiums, the cost of an Anthem Senior Advantage group plan will normally be much lower than current retiree premiums. In fact, Anthem Senior Advantage may eliminate employer funding altogether and still allow you to offer retirees a health plan with more benefits than they currently enjoy.
The one plan that benefits everyone
While your company benefits from lower costs, your retirees enjoy an extraordinary list of benefits, such as low copayments for routine office visits, coverage of authorized hospitalization, reduced paperwork, benefits for preventive services, even prescription benefits.** Employers also enjoy the added benefit of a health plan that is managed by the experts at Anthem Blue Cross and Blue Shield.
Anthem Senior Advantage is a Medicare+Choice organization with a Medicare contract managed by Anthem Blue Cross and Blue Shield.
Anthem Senior Advantage is not a Medicare Supplement product. It is designed to offer more benefits than traditional Medicare and most typical supplements combined.
Leave it to the experts
With Anthem Senior Advantage, both employers and their retirees avoid the additional paperwork often associated with traditional Medicare and supplement coverage. From the moment you sign on, Anthem Blue Cross and Blue Shield will provide the following for you:
education of retirees through mailings, seminars and/or home visits
orientation meetings where representatives review benefits, explain how to access benefits and answer questions
dedicated group unit: service representatives, billing and enrollment specialists
low hassle claims
The professionals at Anthem Senior Advantage are experienced in meeting the needs of older adults, especially as they relate to managing Medicare benefits.
* Financial Accounting Standards Post Retirement Medical
**Some limitations may apply.