Understand Your Explanation of Benefits (EOB)
An important part of making the most of your health care coverage is understanding how your claim is paid.

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Health Care Reform
For information on Health Care Reform impact on the Federal Employees Health Benefits Program and effective dates, including the dependent age limit, visit OPM. The Service Benefit Plan fully complies with decisions made by OPM governing the FEHBP.

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Basic Option

What is Basic Option?
Basic Option is an Exclusive Provider Organization (EPO) and coverage requires the member to select a Preferred Provider, however selecting a primary care physician or referrals are not required.  
Benefit Highlights:
No calendar year deductible.
No referrals.
To learn more about the Basic Option please visit Blue Cross and Blue Shield's Federal Employee Plan - Benefit Plans - Basic Option for additional details.  
AskBlue for Federal Employees, your personal guide to healthcare coverage options is a simple way to identify health insurance options available for you and your family from Blue Cross and Blue Shield. 
Go to AskBlue to evaluate your benefit choices – You will be leaving our local site, but you will be directed to the Federal Employee Program website for Blue Cross and Blue Shield.