For information on Health Care Reform impact on the Federal Employees Health Benefits Program and effective dates, including the dependent age limit, visit OPM. The Service Benefit Plan fully complies with decisions made by OPM governing the FEHBP.
Standard Option is a Preferred Provider Organization (PPO). When you choose Blue Cross and Blue Shield Standard Option, you have the freedom to choose providers both in and out of our PPO network. However, your out-of-pocket costs will be lower when you use in-network providers.
Standard Option offers a copayment for office visits at a preferred provider and a calendar year deductible only applies for certain services. Standard Option also features both a retail and mail service prescription drug program.
AskBlue for Federal Employees, your personal guide to healthcare coverage options is a simple way to identify health insurance options available for you and your family from Blue Cross and Blue Shield.
This is a summary [or brief description] of the features of the Blue Cross and Blue Shield Service Benefit Plan. Before making a final decision, please read this plan’s federal brochure, RI 71-005. All benefits are subject to the definitions, limitations, and exclusions set forth in the federal brochure.
Deemed Exhaustion and Immediate Claims Appeal