General Product Overviews
Anthem Life specializes in group life and disability coverage. In addition to traditional group insurance plans, we offer a variety of alternate funding arrangements and administrative services for self-funded benefit plans.
Group insurance products
Anthem Life’s product offerings for employee benefit plans include group term life, accidental death and dismemberment (AD&D), dependent life, supplemental life and AD&D, short term disability (STD), and long term disability (LTD) insurance. The employer selects the coverage and benefit amounts and pays all or part of the premium. Products and availability vary by state.
Voluntary insurance products
Anthem Life also offers voluntary products for employees to purchase through payroll deduction. Employees select their coverage and pay the premium, and the employer performs the administrative functions.
Our voluntary offerings include voluntary group term life (VGTL), voluntary short term disability (VSTD), voluntary long term disability (VLTD), and voluntary accidental death and dismemberment (VADD) insurance. Products and availability vary by state.
Administrative services (ASO plans)
For larger employers who prefer to fund their own disability benefits but want professional claim administration, Anthem Life can provide highly customized services. Generally, Administrative Service Only (ASO) plans are limited to short term disability benefits. Anthem Life’s services range from full claim processing and tax reporting to “review only” programs.
Strong alone – better together
Anthem Life’s array of benefit offerings enables us to tailor a life and disability plan to meet your unique needs. You can add health, dental, vision, prescription, or EAP benefits from our Anthem affiliates to create the total benefit solution of your choice. Products and availability vary by state.
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