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Anthem Senior Advantage (Group)

Availability in Ohio and Kentucky
How it Works
Plans and Benefits
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Make a Significant Impact on FAS106* Liability

In some cases, Anthem Senior Advantage benefits may actually exceed the coverage provided by the employer’s traditional plan. And because Medicare funds most of the premiums, the cost of an Anthem Senior Advantage group plan will normally be much lower than current retiree premiums. In fact, Anthem Senior Advantage may eliminate employer funding altogether and still allow you to offer retirees a health plan with more benefits than they currently enjoy.  
The one plan that benefits everyone
While your company benefits from lower costs, your retirees enjoy an extraordinary list of benefits, such as low copayments for routine office visits, coverage of authorized hospitalization, reduced paperwork, benefits for preventive services, even prescription benefits.** Employers also enjoy the added benefit of a health plan that is managed by the experts at Anthem Blue Cross and Blue Shield. 

Anthem Senior Advantage is a Medicare+Choice organization with a Medicare contract managed by Anthem Blue Cross and Blue Shield.
Anthem Senior Advantage is not a Medicare Supplement product. It is designed to offer more benefits than traditional Medicare and most typical supplements combined. 
Leave it to the experts
With Anthem Senior Advantage, both employers and their retirees avoid the additional paperwork often associated with traditional Medicare and supplement coverage. From the moment you sign on, Anthem Blue Cross and Blue Shield will provide the following for you:  

open enrollment

education of retirees through mailings, seminars and/or home visits

orientation meetings where representatives review benefits, explain how to access benefits and answer questions

dedicated group unit: service representatives, billing and enrollment specialists

low hassle claims

The professionals at Anthem Senior Advantage are experienced in meeting the needs of older adults, especially as they relate to managing Medicare benefits.  
* Financial Accounting Standards Post Retirement Medical
**Some limitations may apply.

©2005-2019 copyright of Anthem Insurance Companies, Inc.

Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Georgia: Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by Matthew Thornton Health Plan, Inc. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWI), underwrites or administers PPO and indemnity policies and underwrites the out of network benefits in POS policies offered by Compcare Health Services Insurance Corporation (Compcare) or Wisconsin Collaborative Insurance Corporation (WCIC). Compcare underwrites or administers HMO or POS policies; WCIC underwrites or administers Well Priority HMO or POS policies. Independent licensees of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem Web sites constitutes your agreement with our Terms of Use