Beginning January 1, 2011, our entire HMO portfolio1 of plans can be sold using any of our three HMO networks:
1Excludes HMO Advantage and POS plans.
Offers single office visit copay for PCP and specialists and no deductibles.
Member per admission hospital copay on all plans; separate PCP and specialist office visit copays.
Introduced per day Inpatient copays and offers separate PCP and specialist office visit copays.
An opportunity for significant premium savings; coinsurance for inpatient and outpatient hospital care; separate PCP and specialist office visit copays.
Include deductibles for inpatient and outpatient services; offers separate PCP and specialist office visit copays.
Allows members to choose a PCP from a narrow network of medical groups and pay a lower copay; or, members can access the broader network and pay a higher copay.
Offers premium benefits, including infertility treatment and expanded limits on alternative health services
Rich benefits with low deductibles, low office visit copays and low coinsurance
Provides affordable coverage, comprehensive benefits and a fee schedule of services for out-of-network providers
Pairs low-cost PPO plans with Generic Rx to provide full PPO health benefits and generic-only pharmacy benefits
Offers rich in-network benefits and a single Rx copay option
Lower-priced, high-deductible PPO plans with predictable office visit and prescription drug copays with first dollar coverage for office visits, preventive care and pharmacy
Our HSA enable participants to pay for current health expenses and save for future health care and retiree health expense on a tax-free basis
A more active approach to health care where employees allocate a certain amount of money that each employee can use to pay for health care and prescriptions with traditional health plan protection
Like an HRA, employees receive annual allocations to health accounts. Offers first-dollar coverage and unused funds roll over from year to year