We offer disability insurance in California through our affiliate, Anthem Life Insurance Company (Anthem Life). Anthem Life has been a specialist in group disability coverage for more than 50 years and is rated “A” (Excellent) by A.M. Best Company.
We offer a range of employer-paid, contributory, employee-paid (voluntary) and administrative services (ASO) plans with competitive features, like:
Benefit percentage of 50, 60 or 67 percent of pre-disability income
Partial disability with residual benefits
Work incentive benefits
Lump sum survivor benefits
Social security assistance
Cost of living freeze
Waiver of premium
Life and Accidental Death & Dismemberment
Life and Accidental Death and Dismemberment (AD&D) are important elements of our members’ benefits. Anthem Blue Cross Life and Health Insurance Company offers a number of terrific options for making this Specialty product line serve you and our members.
Our basic life and AD&D policies include a number of standard features that provide enhanced services to members. For instance, basic life includes Waiver of Premium for members who become totally disabled before their 60th birthday, Living Benefit, our Resource Advisor member assistance program and our Travel Assistance program. AD&D comes with benefits for Child Education, Repatriation and Seat Belt and Air Bag use.
In addition, we offer Work Retention Assistance to help members remain at work and living their normal life.