Anthem Wants to Continue to Offer an Individual Health Plan in Every County in Colorado
August 28, 2025Recently, incorrect information about the future of Anthem’s individual health plans offered in Colorado has caused some confusion. We hope the information provided here will clarify what’s happening.
Note: This only applies to individual health plans purchased on or off the state exchange, Connect for Health Colorado. This does not apply to Coloradans who receive Anthem health insurance through an employer.
Here’s what’s happening.
Every summer, health insurers file their proposed rates for individual health benefit plans with the Colorado Division of Insurance (DOI). If approved, these rates are the premiums individual plan members will pay for 2026 health plans. Of note, some plan members may be eligible for financial assistance, which would reduce their premium.
Anthem filed proposed rates for 2026 individual plans at the end of June 2025. The Colorado DOI typically approves the rates by mid to late August, but this year, the DOI has advised it may not approve the rates until September 30.
The delay of approved rates can cause uncertainty for 2026 planning purposes.
Given the uncertainty about the rates, Anthem may need to change which individual health benefit plans it could offer for 2026. In accordance with Colorado law, Anthem had to notify the state of the potential changes by August 19.
Anthem wants to continue to offer an individual health plan in every county in the state.
If financially sustainable rates for Anthem’s individual health benefit plans are approved, we will not have to discontinue any health plans listed in our August 19 notice.
Anthem’s proposed rates are based on the healthcare services we expect members to access next year, along with the anticipated costs associated with that care. It is important we propose financially sustainable rates in order for Anthem to cover the cost of care for our members in 2026.
Anthem will not leave Coloradans without an individual health plan option.
Regardless of the state’s decision on our individual rate filings, Anthem will remain in any community where our departure would leave Coloradans without any other health plan option.
Next steps for Coloradans.
Please continue to check this website for more information in the coming weeks. If you will be shopping for a 2026 individual health plan, the following link provides more information about what financial help might be available to you. Upcoming Changes to ACA Financial Help for 2026 | Anthem
