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Get FARM, a great health plan for small businesses

October 23, 2019
Are you looking for a health plan that can give you more rate stability and even more ways to save? You’ve got it. 
Welcome to the Georgia FARM Plan! A great health care solution that gives small businesses like yours an easier, more affordable way to offer health care to your employees, with a lot less worry. How? Easy!
 
The Georgia Farm Bureau has teamed up with Anthem Blue Cross and Blue Shield (Anthem) to offer groups with at least one enrolled employee and no more than 50 eligible employees and sole proprietors, and fall within a broad range of agricultural SIC codes an opportunity to participate in a larger, alternative funded pool. This way, they can join together to share in the overall claims risk and have financial protection backed by Anthem. Pretty smart, right?
 
FARM has expanded beyond farming
FARM has expanded their SIC codes from 19% to 46%, which now cover more than traditional farming. They now include farming-related industries such as construction, clothing, paper products, printing, mining, furniture, raw materials, food preparation, restaurants, grocery stores and fertilizers. For a complete list refer to our Underwriting Guidelines.
 
Learn more about Georgia FARM Plan
A brief overview of the FARM Plan
FAQs to better understand the FARM Plan
A quick guide to help compare Georgia FARM Bureau Health Care and Georgia Chamber SMART Plans
Help your clients save on their medical rates when they add on Specialty coverage
 
Benefit summaries
Benefit summaries outline the basics of an Anthem Blue Cross and Blue Shield plan, providing quick references to deductibles, coinsurance amounts, limitations and exclusions when members receive covered services. Refer to the plan certificates for more complete explanation of the specific services covered in a plan.
Selling FARM plans to small groups, your 2020 guidelines
This guide will help you better understand our Small Group Underwriting Guidelines for Georgia FARM plans. What’s inside includes general information on FARM plans, documentation requirements, how to get enrollment started and important contact information.
 
Quoting new groups
Checklist for installing a new group
All groups new to FARM need to submit the following documents. Here’s a checklist to assist you with a clean submission identifying the most commonly missed fields that must be completed. 
 
NEW! Adobe Sign is now available for small group implementation
Adobe Sign is a software program allowing employer groups and brokers to sign forms electronically. The software includes the Employer Enrollment Application, EFT form, Product Dues and Acknowledgement form, Participation Agreement form and Employer Plan Document bundled together for quick and easy electronic completion.
 
You will need to complete the following documents along with Adobe Sign.
 
All forms must be completed and submitted as one package.  If any forms are missing, not completed or signed, the document will be returned for completion and will delay the implementation process.
 
Submit sold case paperwork to galocalsmartimpl@anthem.com
 
If you prefer to submit the forms separately, find the required documents below.
 
 
Georgia FARM Plan documents
 
Product Dues and Acknowledgement form
Participation in the FARM Plan requires the payment of product dues to the Georgia Farm Bureau, which is in addition to the membership fees. Product dues are based upon the number of enrolled employees in the FARM Plan, and will be billed separately from your membership dues on an annual basis.
 
Participation Agreement form
The Participation Agreement is the agreement between you and the Georgia Farm Bureau, and it outlines your responsibilities as a participating employer. These responsibilities include your agreement to join or to maintain a membership in good standing with the Georgia Farm Bureau and comply with the terms of the FARM Plan.
 
Employer Plan Document
This document establishes a group’s plan, specifies the benefits provided under the plan by referencing the benefit booklet that will be issued by Anthem, and delegates to the Georgia FARM Plan the powers needed to administer the program on a group’s behalf.
 
All forms must be completed and submitted as one package.  If any forms are missing, not completed or signed, the document will be returned for completion and will delay the implementation process.
 
Submit sold case paperwork to galocalsmartimpl@anthem.com.