Your Medicare Supplement Options
You can enroll in a Medicare Supplement insurance plan if you already have Original Medicare‡ Part A and Part B, and you live in Ohio. Your open enrollment period lasts for six months starting with the month you turn 65. During this Medicare Supplement open enrollment period, you cannot be denied a policy based on past or current health conditions.
With Medicare Supplement insurance coverage, you can use any doctor or hospital* that accepts Medicare patients. Anthem offers Medicare Supplement insurance plans, all of which cover 100% of Part A and Part B coinsurance. All of our plans also include SilverSneakers® fitness memberships, and some have SpecialOffers, like discounts on vitamins and weight loss programs.
*Medicare Select insurance plans are the exception. For non-emergency services covered by Medicare, you must use a hospital in our Select hospital network to receive full benefits.
| Benefits | Plan A | Plan F | Plan G | Plan N |
|---|---|---|---|---|
|
Part A coinsurance and hospital costs |
Yes |
Yes |
Yes |
Yes |
|
Part B coinsurance or copay |
Yes |
Yes |
Yes |
** |
|
Blood (first 3 pints) |
Yes |
Yes |
Yes |
Yes |
|
Part A hospice care coinsurance or copay |
Yes |
Yes |
Yes |
Yes |
|
Skilled nursing facility care coinsurance |
No |
Yes |
Yes |
Yes |
|
Part A deductible |
No |
Yes |
Yes |
Yes |
|
Part B deductible |
No |
Yes |
No |
No |
|
Part B excess charge |
No |
Yes |
Yes |
No |
|
Foreign travel |
No |
80% |
80% |
80% |
*In some states, Anthem offers Plan B, Innovative plans and Select plans. Wisconsin is a non-standardized state and we offer the Basic Plan and optional riders.
**Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for ER visits that doesn't result in an inpatient admission.
For Medicare Supplement only: Not connected with or endorsed by the U.S. government or the federal Medicare program.
Anthem Offers Medicare Supplement Plans A, F, G, And N
Medicare Supplement Plan A
Plan A is the most basic of Medigap plans, with the lowest premiums. It is the only Medicare Supplement insurance plan that doesn’t cover the Part A deductible.
Medicare Supplement Plan F
Plan F helps cover Medicare deductibles and some copayments and coinsurance. Per government regulation, Plan F is only available if you first became eligible for Medicare before January 1, 2020.
Select F is available in Ohio.*
Medicare Supplement Plan G
Plan G helps cover all out-of-pocket costs not covered by Original Medicare‡ for Medicare approved services, except for the Medicare Part B deductible.
Select G is available in Ohio.*
Medicare Supplement Plan N
Plan N helps pay for Medicare Part A and Part B coinsurance costs. You'll be responsible for deductibles and copayments, but you'll have lower monthly premiums.
Select N is available in Ohio.*
*Medicare Select insurance plans are the exception. For non-emergency services covered by Medicare, you must use a hospital in our Select hospital network to receive full benefits.
Prescription Drugs, Dental, And Vision Coverage
Medicare Supplement insurance plans do not include prescription drug coverage, but you can purchase a Part D plan for an additional premium to help cover medication costs.
Medicare Supplement insurance plans also do not include dental and vision coverage, but you can purchase an Anthem dental-only plan or a combined dental and vision package for an additional premium if you live in Ohio.
Medicare Supplement Or Medicare Advantage?
You can have a Medicare Supplement insurance plan or a Medicare Advantage (Part C) plan but not both.
Here are some key differences to help you choose.
Medicare Supplement Insurance Plans
- Offer the option to purchase dental and vision coverage, or dental only, to complement your coverage. You can also purchase a Part D prescription drug plan.
- Allow you to keep the same coverage once you’ve enrolled in a plan, with no need to renew (as long as you pay your premium).
- Allow you to see any doctor or hospital that accepts Medicare patients*.
- Move with you, if you relocate*.
*Medicare Select insurance plans are the exception. For non-emergency services covered by Medicare, you must use a hospital in our Select hospital network to receive full benefits.
Medicare Advantage Plans
- Include dental, vision, and/or hearing coverage, and most also cover prescription drugs.
- Can change and do not offer guaranteed lifetime coverage once you’ve enrolled.
- Can be a PPO or HMO.
- Can have a $0 or low premium.
- Can only move with you if the plan is available in your area.
Find Options Available In Your State
If your state isn’t listed, visit www.bcbs.com for other coverage options.
Attend A Free Medicare Event
Sign up for a free Medicare event to learn how Anthem Medicare plans help cover costs that Original Medicare‡ doesn’t. You can attend a virtual Medicare webinar. Or, if you prefer, come to a live seminar in your area where a Medicare licensed agent will be present to answer your questions.
‡Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).
For Medicare Supplement only: Not connected with or endorsed by the U.S. government or the federal Medicare program.