Medicare Supplement Insurance (Medigap) In Ohio From Anthem

Medicare Supplement insurance plans in Ohio help pay for healthcare costs Original Medicare (Parts A and B) doesn’t cover, so you and your budget can stay healthy.

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Choose 2023 if shopping for coverage beginning January 1, 2023.

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Add A Medicare Supplement Insurance Plan To Original Medicare To Help Pay Out-Of-Pocket Costs

Flexibility And Peace Of Mind

Original Medicare provides essential healthcare coverage but it can leave you with high out-of-pocket costs. A Medicare Supplement insurance plan can help cover most of these costs, including copays, coinsurance, and deductibles.


Medicare Supplement insurance plans for those in Ohio also provide flexibility so you can see any doctor or hospital in the U.S. that accepts Medicare patients.1 And your plan goes with you even if you spend part of the year living in a different location.

Valuable Extras

With Anthem, your Medicare Supplement insurance plan will work harder for you, with extra perks and programs like these:

  • SilverSneakers® fitness membership
  • ScriptSave/WellRx prescription savings program2
  • SpecialOffers discounts on vitamins and weight loss programs3

Talk one-on-one with a licensed agent to see if an Anthem Medicare Supplement plan is right for you. tel

Types Of Medicare Supplement Insurance Plans Offered In Ohio


To sign up for Medicare Supplement insurance plan, you must have Original Medicare Parts A and B. Medicare Supplement insurance plans typically are standardized by the federal government. Each plan is named with a letter, like A, F, G, and N. You'll pay a monthly premium that can help you control costs.


The following are brief descriptions of the plans and benefits Anthem offers.


Medicare Supplement Plan A



Most Basic Plan 


With Plan A, you’ll pay a lower premium, but you’ll also have to pay a deductible when you go to the hospital. It covers basic benefits, plus some of the highest costs of Original Medicare, including Part A inpatient hospital copayments and coinsurance, Part B coinsurance, hospice care, and preventive care.



Medicare Supplement Plan F


Broadest Coverage For Some 


Plan F has the broadest coverage of Original Medicare out-of-pocket costs. You pay your monthly premium. Plan F helps cover Medicare deductibles, as well as some copayments and coinsurance. Medicare Supplement Plan F is only available to those who became eligible for Medicare before January 1, 2020. Select F is available in Ohio.1



Medicare Supplement Plan G


Broadest Coverage For most


Plan G has been one of our most popular plans, and offers the broadest coverage for most people. It will pay for out-of-pocket costs that Original Medicare doesn’t cover, except the Medicare Part B deductible. Select G is available in Ohio.1



Medicare Supplement Plan N


Lower Premium


Medicare Supplement insurance Plan N offers a lower premium with some copays and a small annual deductible. Plan N may be your best option if you’re mainly concerned about covering Original Medicare Part A and Part B coinsurance costs. Select N is available in Ohio.1

After you are enrolled, you’ll need to continue paying your Original  Medicare Part A and Part B premiums. For most people, Part A is $0.

Compare Anthem Medicare Supplement Insurance Plans And Benefits


Use this overview to help you decide which Medicare Supplement insurance plan is right for you and your budget.


Plan A

Plan F

Plan G


Plan N

Part A coinsurance and hospital costs













Part B coinsurance or copay











Plan N pays


of Part B coinsurance

Except for certain copayments*


Blood (first 3 pints)









Part A hospice care coinsurance or copay









Skilled nursing facility care coinsurance















Part A deductible










Part B deductible













Part B excess charge














Foreign travel















*Except for a copayment of up to $20 for some office visits and up to a $50 copayment for ER visits that don't result in an inpatient admission.


When Can I Enroll? 

You can enroll in a Medicare Supplement insurance plan in Ohio plan anytime if you already have Original Medicare Part A and Part B. The best time to enroll is during the Medigap Open Enrollment Period, starting the first month you have Medicare Part B and you’re 65 or older.

When you enroll during this time, you cannot be denied coverage even if you have pre-existing health problems.

If you enroll later, you may be denied coverage because of a pre-existing condition.

You also can enroll during your Initial Enrollment Period, starting three months before you turn 65, and ending three months after the month you turn 65.


Add Prescription Drug, Dental, And Vision Coverage 

Medicare Supplement insurance plans do not include prescription drug coverage, and most do not include dental, vision, or hearing coverage. That’s why you should consider adding these benefits with Anthem standalone plans, including an Anthem Prescription Drug (Medicare Part D) plan for an additional premium.

Medicare Supplement Or Medicare Advantage?


You can have a Medicare Supplement insurance plan or a Medicare Advantage (Part C) plan but not both.
Here are some key differences to help you choose.

Medigap, also known as Medicare Supplement insurance, helps fill "gaps" in Original Medicare and is sold by private insurance companies like Anthem. A Medicare Supplement insurance (Medigap) plan can help pay some of the remaining healthcare costs not covered by Original Medicare, like copays, coinsurance, and deductibles.

Most people choose Plan F, G, or N. Plan F is only available to those who became eligible for Medicare before January 1, 2020.

The best plan for you may not be the most popular one. The right plan is the one that provides the benefits that meet your needs, with a monthly premium that works with your budget.

For those with Medicare Parts A and B, a Medicare Supplement plan can pay for out-of-pocket costs that Original Medicare doesn’t cover, including:

   Your Medicare deductibles

   The 20% coinsurance you pay for Part B medical services

   Hospital costs after you run out of Medicare-covered days

   Skilled nursing facility costs after you run out of Medicare-covered days


You can also go to any doctor or hospital that accepts Medicare patients.


Once you’re enrolled, a Medicare Supplement plan can give you peace of mind knowing that your benefits are guaranteed as long as you pay your premiums.


Keep in mind that the plans with the most coverage will have higher premiums.


Additionally, Medicare Supplement plans do not include prescription drug, dental, and vision coverage, but stand-alone plans for these benefits can be purchased for an additional premium.


Talk to an Anthem licensed agent to see whether an Anthem Medicare Supplement plan is right for you.

Anthem plans give you the coverage you need to protect your health and budget. Plus, get SilverSneakers® fitness memberships, and other value-added programs like ScriptSave/WellRx, a prescription savings program,2 and SpecialOffers,3 which provides discounts on vitamins and weight loss programs. Our licensed agents are ready to talk with you one-on-one to answer all your questions.  

Learn About Plans In Your State

If your state isn't listed, visit for other coverage options.

Read Our Medicare Articles


Compare the differences between Medicare Supplement vs. Medicare Advantage plans. You can also take a deeper dive into other articles offering detailed information about Medicare plans, benefits, eligibility, and more.

Attend A Free Event


Sign up to learn how Anthem Medicare plans help cover costs that Original Medicare doesn’t. You can attend a virtual webinar, or a live seminar where a Medicare licensed agent will be present to answer your questions.

Ready To Shop?

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Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).

1Medicare Select Plans are the exception. For non-emergency services covered by Medicare, you must use a hospital in our Select hospital network to receive full benefits.

2DISCOUNT ONLY - NOT INSURANCE. Discounts are available exclusively through participating pharmacies. The range of the discounts will vary depending on the type of prescription and the pharmacy chosen. This program does not make payments directly to pharmacies. Members are required to pay for all prescription purchases. You may contact customer care anytime with questions or concerns, to cancel your registration, or to obtain further information. This program is administered by Medical Security Card Company, LLC, of Tucson, AZ.

3Vendors and offers are subject to change without prior notice. Anthem Blue Cross and Blue Shield does not endorse and is not responsible for the products, services or information offered by the vendors or providers. We negotiated the arrangements and discounts with each independent vendor or provider in order to assist our members. These discounts are not insurance and are not part of the Medicare Supplement insurance plans.

For Medicare Supplement only: Not connected with or endorsed by the U.S. government or the federal Medicare program.