PPO Dental Insurance Plans

Get preventive dental services like exams, cleanings, and X-rays with one of our Essential Choice PPO dental plans.

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Advantages of Anthem’s Essential Choice PPO Dental Plans

No waiting period

With no waiting period, you can use your benefits right away for diagnostic and preventive care services.

Low deductible

Our plans have a low deductible, so your coverage will kick in right away.

Deep discounts

Savings is right around the corner when you choose an in-network dentist from our dental preferred provider organization network.

	COVERAGE	DEDUCTIBLE	ANNUAL MAXIMUM
Bronze	Cleanings, exams, and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period^† with a 50% coinsurance	$50/person	$1000/person
Silver	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period^† with a 50% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance	$50/person	$1000/person
Gold	Cleanings, exams, and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period^† with a 20% coinsurance when you visit an in-network dentist Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance	$50/person	$1500/person
Platinum	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period^† with a 20% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance Major services like orthodontia after a six-month waiting period with a $150 deductible, then a 50% coinsurance^‡	$50/person	$2000/person
Incentive	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings with a 40% coinsurance with no waiting period Complex services like root canals, crowns, and dentures with a 70% coinsurance** with no waiting period^†¶ Major services like orthodontia with a $150 deductible, then a 50% coinsurance with no waiting period^‡¶ Rewards yearly preventive care by lowering coinsurance in the following year	$50/person	$2500/person

COVERAGE
Bronze	Cleanings, exams, and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period^† with a 50% coinsurance
Silver	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period^† with a 50% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance
Gold	Cleanings, exams, and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period^† with a 20% coinsurance when you visit an in-network dentist Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance
Platinum	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period^† with a 20% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance Major services like orthodontia after a six-month waiting period with a $150 deductible, then a 50% coinsurance^‡
Incentive	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings with a 40% coinsurance with no waiting period Complex services like root canals, crowns, and dentures with a 70% coinsurance** with no waiting period^†¶ Major services like orthodontia with a $150 deductible, then a 50% coinsurance with no waiting period^‡¶ Rewards yearly preventive care by lowering coinsurance in the following year

DEDUCTIBLE
Bronze	$50/person
Silver	$50/person
Gold	$50/person
Platinum	$50/person
Incentive	$50/person

ANNUAL MAXIMUM
Bronze	$1000/person
Silver	$1000/person
Gold	$1500/person
Platinum	$2000/person
Incentive	$2500/person

Anthem has one of the largest dental preferred provider organization (PPO) networks in the country.^§ While all dental PPO plans allow you to see any doctor, you’ll get the most from your insurance coverage (and save money), if you choose an in-network dentist.

Find a Dental plan that fits you. Explore all your plan options.

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_{*In CO Essential Choice plans are Basic, Select, Classic, Premier and Incentive.

†Waiting periods may be waived or reduced with prior coverage

‡$1,000 lifetime maximum for orthodontia ($500 per year) for children through age 18 (20 in KY)

§Dental Network Comparison Report, May 2020

**In New York, Complex services on the Incentive plan have 50% coinsurance.

¶In New York, Complex and Major services on the Incentive plan have a 12-month waiting period.}

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Find Care

Choose from quality doctors and hospitals that are part of your plan with our Find Care tool.

Medication Search

Find out if a prescription drug is covered by your plan.

Virtual Care

Visit with a doctor from your mobile device, 24/7.

Preventive Care Plans & Guidelines

A great tool to see when your next checkup is coming.

Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Georgia: Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. and AMGP Georgia Managed Care Company, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Community Care Health Plan of Nevada, Inc. and Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by either Matthew Thornton Health Plan, Inc. or Anthem Health Plans of New Hampshire, Inc. In 17 southeastern counties of New York: Anthem HealthChoice Assurance, Inc. and Anthem HealthChoice HMO, Inc. In these same counties Anthem Blue Cross and Blue Shield HP is the trade name of Anthem HP, LLC. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield, and its affiliate HealthKeepers, Inc. trades as Anthem HealthKeepers providing HMO coverage, and their service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWI) underwrites or administers PPO and indemnity policies and underwrites the out-of-network benefits in POS policies offered by Compcare Health Services Insurance Corporation. Compcare underwrites or administers HMO or POS policies. Independent licensees of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc.

CA: Anthem Blue Cross is the trade name of Blue Cross of California. Independent licensee of the Blue Cross Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc.

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