Medicare Supplement Insurance Plans With Anthem

Medicare Supplement insurance plans, also called Medigap, help pay for deductibles and coinsurance that Original Medicare doesn’t cover.

Your Medicare Supplement Options


You can enroll in a Medicare Supplement plan if you already have Original Medicare Part A and Part B. Your open enrollment period lasts for six months starting with the month you turn 65.


During this Medicare Supplement open enrollment period, you cannot be denied a policy based on past or current health conditions. Not all states allow health underwriting, and some states offer plan(s) to those under age 65 who are eligible for Medicare due to reasons other than age.


With Medicare Supplement coverage, you can use any doctor or hospital that accepts Medicare patients. Anthem offers Medicare Supplement plans, all of which cover 100% of Part A and Part B coinsurance. All of our plans also include SilverSneakers® fitness memberships, and other value-added programs like ScriptSave/WellRx, a prescription savings program, and SpecialOffers, which provides discounts on vitamins and weight loss programs.

Benefits* Plan A Plan F Plan G Plan N

Part A coinsurance and hospital costs





Part B coinsurance or copay





Blood (first 3 pints)





Part A hospice care coinsurance or copay





Skilled nursing facility care coinsurance





Part A deductible





Part B deductible





Part B excess charge





Foreign travel





*In some states, Anthem offers Plan B, Innovative plans and Select plans. Wisconsin is a non-standardized state and we offer the Basic Plan and optional riders.


**Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for ER visits that doesn't result in an inpatient admission.

Anthem Offers Medicare Supplement Plans A, F, G, and N


Medicare Supplement Plan A


Plan A is the most basic of Medigap plans, with the lowest premiums. It is the only Medicare Supplement insurance plan that doesn’t cover the Part A deductible.


Medicare Supplement Plan F


Plan F helps cover Medicare deductibles and some copayments and coinsurance. Per government regulation, Plan F is only available if you first became eligible for Medicare before January 1, 2020.

Select and Innovative F are available in some states.


Medicare Supplement Plan G


Plan G helps cover all out-of-pocket costs not covered by Original Medicare for Medicare approved services, except for the Medicare Part B deductible.

Select and Innovative G are available in some states.


Medicare Supplement Plan N


Plan N helps pay for Medicare Part A and Part B coinsurance costs. You'll be responsible for deductibles and copayments, but you'll have lower monthly premiums.

Select and Innovative N are available in some states.

Prescription Drugs, Dental, And Vision Coverage

Medicare Supplement plans do not include prescription drug coverage, but you can purchase a Part D plan for an additional premium to help cover medication costs.

Medicare Supplement plans also do not include dental and vision coverage, but you can purchase Anthem dental and vision coverage for an additional premium if you live in California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Missouri, Virginia, or Wisconsin.

California, Kentucky, and Nevada also offer Innovative Medicare Supplement plans that do include vision and hearing benefits.

Medicare Supplement Or Medicare Advantage?


You can have a Medicare Supplement plan or a Medicare Advantage (Part C) plan but not both.
Here are some key differences to help you choose.

Medicare Supplement Plans

  • For an additional premium, you can purchase dental and vision coverage, or dental only, to complement your Medicare coverage. You can also purchase a Part D plan for an additional premium.
  • Allow you to keep the same coverage once you’ve enrolled in a plan, with no need to renew (as long as you pay your premium).
  • Allow you to see any doctor or hospital that accepts Medicare patients*.
  • Move with you, if you relocate*.

*Medicare Select Plans are the exception. For non-emergency services covered by Medicare, you must use a hospital in our Select hospital network to receive full benefits.


Medicare Advantage Plans

  • Include dental, vision, and/or hearing coverage, and most also cover prescription drugs.
  • Can change and do not offer guaranteed lifetime coverage once you’ve enrolled.
  • Can be a PPO or HMO.
  • Can have a $0 or low premium.
  • Can only move with you if the plan is available in your area.



Attend a Free Medicare Event

Sign up for a free Medicare event to learn how Anthem Medicare plans help cover costs that Original Medicare doesn’t. You can attend a virtual Medicare webinar. Or, if you prefer, come to a live seminar in your area where a Medicare licensed agent will be present to answer your questions.

Find An Event

Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).