Your Medicare Supplement Options
You can enroll in a Medicare Supplement plan if you already have Original Medicare‡ Part A and Part B, and you live in Wisconsin. Your open enrollment period lasts for six months starting with the month you turn 65. During this Medicare Supplement open enrollment period, you cannot be denied a policy based on past or current health conditions.
With Medicare Supplement coverage, you can use any doctor or hospital that accepts Medicare patients. In Wisconsin, Anthem offers the Medicare Supplement Basic Plan and optional riders. Our Basic Plan includes SilverSneakers® fitness memberships, and some have SpecialOffers, like discounts on vitamins and weight loss programs.
Medicare Supplement Plans In Wisconsin
Anthem offers the Medicare Supplement Basic Plan and optional riders in Wisconsin.
With the Basic Plan, you may choose to add extra coverage, called optional benefit riders. Rider options include coverage for the Part A deductible, Part B copay/coinsurance, Part B deductible**, Medicare Part B excess charges, foreign travel emergency, and home health care. These riders are completely optional and have varying premium levels.
There are also two optional rider packages, Choice Premium and Choice Standard, that group certain riders together for you.
**Due to changes in federal law, individuals who became eligible for Medicare on or after January 1, 2020, are prohibited from enrolling in an optional Part B deductible rider.
Prescription Drug, Dental, And Vision Coverage
Medicare Supplement plans do not include prescription drug coverage, but you can purchase a Part D plan for an additional premium to help cover medication costs.
Medicare Supplement plans also do not include dental and vision coverage, but you can purchase an Anthem dental and vision package if you live in Wisconsin.
Medicare Supplement Or Medicare Advantage?
You can have a Medicare Supplement plan or a Medicare Advantage (Part C) plan but not both.
Here are some key differences to help you choose.
Medicare Supplement Plans
- Offer the option to purchase dental and vision coverage, or dental only, to complement your coverage. You can also purchase a Part D prescription drug plan.
- Allow you to keep the same coverage once you’ve enrolled in a plan, with no need to renew (as long as you pay your premium).
- Allow you to see any doctor or hospital that accepts Medicare patients.
- Move with you if you relocate.
Medicare Advantage Plans
- Include dental, vision, and/or hearing coverage, and most also cover prescription drugs.
- Can change and do not offer guaranteed lifetime coverage once you’ve enrolled.
- Can be a PPO or HMO.
- Can have a $0 or low premium.
- Can only move with you if the plan is available in your area.
Find Options Available In Your State
If your state isn’t listed, visit www.bcbs.com for other coverage options.
Attend A Free Medicare Event
Sign up for a free Medicare event to learn how Anthem Medicare plans help cover costs that Original Medicare‡ doesn’t. You can attend a virtual Medicare webinar. Or, if you prefer, come to a live seminar in your area where a Medicare licensed agent will be present to answer your questions.
‡Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).
For Medicare Supplement only: Not connected with or endorsed by the U.S. government or the federal Medicare program.