PPO Dental Insurance Plans

Get preventive dental services like exams, cleanings, and X-rays with one of our Essential Choice PPO dental plans.

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Advantages of Anthem’s Essential Choice PPO Dental Plans

No waiting period

With no waiting period, you can use your benefits right away for diagnostic and preventive care services.

Low deductible

Our plans have a low deductible, so your coverage will kick in right away.

Deep discounts

Savings is right around the corner when you choose an in-network dentist from our dental preferred provider organization network.

	COVERAGE	DEDUCTIBLE	ANNUAL MAXIMUM
Bronze	Cleanings, exams, and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period^† with a 50% coinsurance	$50/person	$1000/person
Silver	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period^† with a 50% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance	$50/person	$1000/person
Gold	Cleanings, exams, and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period^† with a 20% coinsurance when you visit an in-network dentist Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance	$50/person	$1500/person
Platinum	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period^† with a 20% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance Major services like orthodontia after a six-month waiting period with a $150 deductible, then a 50% coinsurance^‡	$50/person	$2000/person
Incentive	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings with a 40% coinsurance with no waiting period Complex services like root canals, crowns, and dentures with a 70% coinsurance with no waiting period Major services like orthodontia with a $150 deductible, then a 50% coinsurance with no waiting period^‡ Rewards yearly preventive care by lowering coinsurance in the following year	$50/person	$2500/person

COVERAGE
Bronze	Cleanings, exams, and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period^† with a 50% coinsurance
Silver	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period^† with a 50% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance
Gold	Cleanings, exams, and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period^† with a 20% coinsurance when you visit an in-network dentist Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance
Platinum	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period^† with a 20% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance Major services like orthodontia after a six-month waiting period with a $150 deductible, then a 50% coinsurance^‡
Incentive	Cleanings, exams, and X-rays paid at 100% with no waiting period Basic services like fillings with a 40% coinsurance with no waiting period Complex services like root canals, crowns, and dentures with a 70% coinsurance with no waiting period Major services like orthodontia with a $150 deductible, then a 50% coinsurance with no waiting period^‡ Rewards yearly preventive care by lowering coinsurance in the following year

DEDUCTIBLE
Bronze	$50/person
Silver	$50/person
Gold	$50/person
Platinum	$50/person
Incentive	$50/person

ANNUAL MAXIMUM
Bronze	$1000/person
Silver	$1000/person
Gold	$1500/person
Platinum	$2000/person
Incentive	$2500/person

Anthem has one of the largest dental preferred provider organization (PPO) networks in the country.^§ While all dental PPO plans allow you to see any doctor, you’ll get the most from your insurance coverage (and save money), if you choose an in-network dentist.

Find a Dental plan that fits you. Explore all your plan options.

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_{*In CO Essential Choice plans are Basic, Select, Classic, Premier and Incentive.}_{†Waiting periods may be waived or reduced with prior coverage

‡$1,000 lifetime maximum for orthodontia ($500 per year) for children through age 18 (20 in KY)

§Dental Network Comparison Report, May 2020}