Limited Duration Insurance

Your health is a top priority, but cost can be a major concern for getting health coverage. Anthem Enhanced Choice is an affordable healthcare option for hard-working Americans who do not qualify for financial help through the Affordable Care Act (ACA).

A ZIP code helps us find plans in your area.
Your plan options may vary by county or region.
Choose 2024 if shopping for coverage beginning January 1, 2024.

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Stay Covered With Limited Duration Insurance

If you’ve recently lost health coverage due to job loss or don’t qualify for ACA financial help, Anthem Enhanced Choice is a health coverage solution that can be budget friendly. It’s a medically underwritten* individual health plan that provides coverage for doctor visits, prescriptions, and more.

  • Apply year-round, not just during open enrollment
  • Preventive care visits covered at 100% (subject to deductible and coinsurance in Ohio)
  • Prescription drug coverage with affordable out-of-pocket copays
  • Access to quality doctors, care centers, and hospitals from Anthem's plan network
  • No referrals needed for a specialist visit

One of our limited duration plans may be right for you and your family. The plans are available in Georgia, Indiana, Kentucky, Missouri, Ohio, and Wisconsin.

Anthem Offers Individual & Family Plans In These States

Limited Duration And Supplemental Insurance Basics

Learn how our limited duration and supplemental insurance plans can help you prepare for the unexpected.

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*Medical underwriting is the process of looking at an applicant’s medical history and pre-existing conditions to determine eligibility, pricing, and coverage.