Understanding Coverage
How does dental insurance work?
- A medical plan that includes dental benefits
- A standalone dental plan from an insurance company like Anthem
Standalone dental insurance plans offer more choices and benefits and can include routine preventive care to complex procedures like root canals. Protect your health and finances with dental insurance benefits from Anthem.
Benefits of Checkups
The value of regular dental cleanings
The American Dental Association recommends scheduling regular appointments every six months and most dental insurance plans provide coverage for preventive care.
Minimal short-term costs
Poor dental health and resulting issues can cost you more in the long run with procedures like tooth extractions, root canals, or dentures.
Save with preventive care
Regular checkups are easier and less expensive than tooth restoration. Many of our dental insurance plans cover diagnostic and preventive care at 100% with no waiting period.
Learn how an Anthem dental plan can help you manage dental cleaning costs and more by covering your preventive care.
Dental Discount Plans Versus Anthem's Full Coverage Dental Plans
Check out the facts on dental discount plans and compare them to the benefits of Anthem’s affordable, full coverage dental insurance plans.
The facts on competitor dental discount plans
You pay a monthly or annual payment for access to discounts from a network of dentists
The plan doesn’t pay for any portion of the cost of the services you receive
Fewer participating dentists than Dental PPO networks
If your dentist doesn’t participate in the discount programs, you pay the entire cost of the provider’s fees
Advantages of Anthem's full coverage dental plans
Plans pay part of the cost of any covered service from dentists who agree to offer discounts for covered services
Our dental PPO networks usually have more participating dentists than discount plans
Our full coverage dental plans offer benefits even with out-of-network dentists, though you may pay a little more in monthly premiums
You’ll benefit from the negotiated discounts even when your annual benefit maximum* is reached or during a waiting period
Anthem has a variety of affordable California dental insurance plans with different price points and out-of-pocket costs. Most plans cover 100% for exams, cleanings, and X-rays, without a waiting period.
* Network data from Strenuus, November 2017
Anthem Offers Individual & Family Plans In These States
If your state isn’t listed, visit www.bcbs.com for other coverage options.