Grow Your Business With Anthem

Building and growing any business needs the right support from the right partner. With our broad portfolio of products, we can help you find the perfect healthcare package for every one of your clients.

Our Product Portfolio: Health Plans For Whole Health


We’re committed to the power of integration, connecting medical, pharmacy, dental, vision, and other coverage. Our vast network, AI technology and innovative plans combine for a best-in-class experience focused on whole person health.

We offer tailored, high-value health plans that give your clients more choices. Our affordable, flexible, group products include customizable Consumer Driven Health Plans (CDHP), a wide range of deductible/coinsurance and pharmacy options to reduce your clients’ costs. Plus, our funding options and group health expense accounts offer even more ways to manage health care expenses.


National Presence


We provide access to an extensive network of PPO providers through the Blue Cross Blue Shield Association’s BlueCard® program. This nationwide capability, along with access to local, in-network care, is our commitment to improving the health of our communities. Our services are right where you, your clients, and their members live and work.


Peace Of Mind


Partnering with Anthem, an industry leader, means being able to offer your clients the strength and peace of mind of:


   A suite of meaningful, cost-saving solutions


   Doctor-patient relationships that can improve overall care


   Provider collaboration that facilitates innovation 


   Cost-of-care strategies that members value 


Robust Networks


As an Anthem broker, you can assure your clients that they’ll have access to the largest networks: locally, nationwide, and online. This includes:


   Cost-effective network options and discounts to help your client’s bottom line


   Integrated programs and services to improve health and reduce costs


   Strong provider partnerships for better long-term health and cost savings


   National strength with a local presence 

Our pharmacy program, powered by our pharmacy benefit manager, CarelonRx, is grounded in a steadfast commitment to whole health and a simplified experience. This whole-health approach addresses the big picture of medical and pharmacy costs and outcomes.


The Power Of Integration


It’s vital for a health plan to coordinate medical and pharmacy when making clinical and coverage decisions. A PBM that only has visibility into the drug claims they process won’t see the entire picture, which means they cannot fully manage pharmacy spend. Through our integrated approach, we’re able to see data and manage across medical and pharmacy benefits to improve health outcomes and lower total cost of care.


Experience Counts: Our Rich Legacy of Pharmacy Management


   Over $18 billion annual pharmacy spend2


   30 years driving pharmacy strategy


   Over 6,000 dedicated pharmacy associates2


   70,000 network pharmacies2


   175 million annual pharmacy claims2


Our Commitment To You:


   Maximizing whole health


   Demystifying pharmacy


   Creating a seamless experience

No two businesses are alike, so why settle for cookie-cutter plans for your retirees? Anthem offers fully customizable plans that fit your business, your budget, and your members’ needs. We understand the unique needs of employers and their retirees, and our Group Medicare plans are customized to each situation. Whether you cover 10 retirees or 100,000, in the public sector or private, we have a solution to match your needs. Learn how we've solved unique business needs for our customers.


  • Our 4 Star National PPO is backed by a commitment to transform care and personalize service.

  • With a national network of over 1.3 million doctors and hospitals, retirees can see providers they know and trust.

  • Our PPO plans let retirees see any doctor that accepts Medicare—whether in-network or out-of-network—for the same cost share.

  • We connect retirees to the right care at the right time through a holistic approach—with an unwavering commitment to simplicity, affordability, and member experience.

  • 93% member satisfaction.*

Anthem Whole Health Connection® focuses on whole-person health — connecting medical coverage with behavioral, specialty, and pharmacy services. By leveraging our vast network and combining it with emerging technologies, we can deliver a best-in-class experience focused on the needs of the whole person. The result: better health, lower costs, and a better customer experience.


   Save when you add dental, vision, life, disability and more to your client’s medical coverage. We offer small and large group savings programs for fully insured and self-insured clients.


   When benefits are connected, our network providers see a complete view of a member’s health in order to close gaps in care and improve outcomes. 5.7M average monthly care gaps were identified by Anthem and 1.45M average monthly care gaps were closed.3


   Integrated medical and pharmacy programs drive $368 PMPY lower average medical, 11.6% lower outpatient, and 5.5% lower inpatient costs.4


   The medical spend for those who used EAP was $75 per member/per month less than those who did not use EAP.5

Dental insurance is about more than just teeth—it’s about caring for the whole body. Anthem dental plans deliver flexibility, unmatched network access, and broad, innovative benefits. We offer standalone dental benefits. Or, when combined with an Anthem medical insurance plan, we coordinate whole-person care across plans for improved outcomes and savings for your clients.


Excellent Coverage — Our plans include preventive coverage for regular cleanings, exams, x-rays, as well as procedures like fillings, crowns, and root canals. We even offer teledentistry, Ortho@Home, and extended services for certain medical conditions.


Flexible PortfolioOur options are all customizable so we can meet any of your clients’ needs. We offer choices for annual maximums, deductibles and coinsurances, and out-of-network reimbursement.


Extensive Networks — With over 137,000* providers at over 571,000* locations, our network ensures that your clients and their members will find in-network dentists near where they live and work.

* Zelis Network360 data, July 2022

Anthem’s vision plans deliver unmatched flexibility and diverse networks for easy access to care and savings. We offer standalone vision coverage. Or, when combined with an Anthem medical insurance plan, we coordinate whole-person care across plans for improved outcomes and savings for your clients.


Exceptional Coverage — Our plans cover check-ups and eye exams, allowances for glasses (single, bifocal, and trifocal lenses) or contacts, and new frames every 12 or 24 months.


Flexible Portfolio — Our broad portfolio of plans and cost share levels provide choices that best meets your clients’ needs. Options include exam only, materials only, or full-service coverage. We even offer plans with special benefits for active kids and young adults.


Extensive NetworksWith over 40,000* eye doctors at over 30,000* locations nationwide, our network ensures that your clients and their members will find in-network providers near where they live and work.


Strategic Partnerships — We partner with the best in the industry. Your clients will have access to local independent eye doctors and regional and national providers: LensCrafters®, Pearle Vision®, and Target Optical®. Plus, members have 24/7 access to online providers, including®, ContactsDirect®, 1-800 CONTACTS®, and®.


* Zelis Network360 data, July 2022

Anthem partners with The Standard to offer your clients leading life plans. You can learn more about The Standard’s products and solutions at


Learn more about life plans from The Standard 

Anthem partners with The Standard to offer your clients leading absence & disability plans. You can learn more about The Standard’s products and solutions at


Learn more about short term disability from The Standard 


Learn more about long term disability from The Standard 

Your large group clients can support their employees with supplemental health plans from Anthem. They reduce the impact of out-of-pocket expenses when employees face a health emergency.


An unexpected illness or injury can cause financial hardship. We offer three supplemental health benefit plans to help:




   Critical Illness


   Hospital Indemnity


Plans immediately pay lump-sum benefits that employees can use as they see fit, including for medical costs or daily living expenses during recovery. Supplemental health plans also include:


   Automatic notification of benefits when members with Anthem medical and Anthem supplemental health benefits have an eligible claim.


   No pre-existing condition exclusions for covered accidents or illnesses that occur after the effective coverage date.


   Enrollment with no medical evidence needed.


   Perpetual guaranteed issue during open enrollment and ongoing annual enrollments.


Supplemental health plans can be offered as employer paid or voluntary employee-paid plans. 

For some of your clients, balancing rising health costs with a competitive benefits program can be challenging. With our voluntary benefits and enrollment services, your clients can attract and retain the best employees — while keeping costs in check. That’s because our specialty benefit plans can also be sold as voluntary options — paid 100% by employees through payroll deduction.


With voluntary specialty plans, we’ll even help your clients conduct enrollment. In person or online, our Voluntary Solutions team will walk your clients’ employees through all their new benefits and services, for maximum enrollment participation. Available for large group clients.

The Power Of Anthem

We cover 1 in 3 Americans.1

We feature 1.9 million providers — that’s 95% of doctors nationwide.1

82% of Fortune 100 companies have a Blue plan.1

Ready To Partner With Anthem?

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1  Blue Cross and Blue Shield website: Personalized Healthcare, Nationwide (accessed October 2018):

2  Internal data (December 2018).

3 Source: Anthem 2021 data. January 2022.

4 HealthCore, Inc. The Value of Pharmacy and Medical Benefit Integration, 2020.

5 Source: 2018 EAP Program Evaluation.


Life and disability products underwritten by The Standard a separate company that does not offer Blue branded products and services. The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of 1100 SW Sixth Avenue of Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of 360 Hamilton Avenue, Suite 210, White Plains, New York. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary. Each company is solely responsible for its own financial condition. Standard Insurance Company is licensed to solicit insurance business in all states except New York. The Standard Life Insurance Company of New York is licensed to solicit insurance business in only the state of New York.