Medicare Advantage Plans (Medicare Part C) in California
Medicare Advantage plans available in California from Anthem provide Medicare Part A and Part B coverage, plus additional coverage not offered by Original Medicare. Most Medicare Part C Plans also include dental, vision, hearing, over-the-counter (OTC) health items, and prescription drug coverage.
Get More Benefits With Medicare Part C Coverage in California
Medicare Advantage plans (Medicare Part C) in California offer broad healthcare coverage in one convenient and low-cost plan. These plans include all the coverage of Original Medicare (Parts A and B) along with extra benefits you won’t get with Medicare alone. Most of our Medicare Advantage plans include Part D prescription drug coverage and benefits for dental, vision, and hearing care. Plus, you can conveniently access those benefits and more with our new Medicare flex card.
Medicare Advantage HMO And PPO Plans
Our Medicare Advantage plans in California are either health maintenance organizations (HMOs) or preferred provider organizations (PPOs). We have a leading network of doctors and hospitals, and we constantly work with them to lower costs of care.
Anthem MediBlue HMO
With a Medicare Advantage HMO plan, you’ll choose a primary care physician (PCP) whom you’ll see for check-ups and regular exams. Your PCP can also help you find the right specialists when you need them.
Anthem MediBlue PPO
With a Medicare Advantage PPO, you do not need to choose a primary care physician (PCP) and can see any doctor or specialist in the plan. You can also see doctors outside of the plan, but the services may cost more.
Medicare Advantage Special Needs Plans
Special Needs Plans (SNPs) are Medicare Advantage plans for people living in California with certain medical conditions, or those with low incomes. If you’re living with a chronic condition such as diabetes, heart disease, or a lung disorder, you may want to learn about Chronic Condition SNPs. Another type of SNP is available for people with both Medicare and Medicaid. Dual Eligible SNPs from Anthem can support you with extra benefits and coverage.
Benefits With Anthem Medicare Advantage Plans
You receive dental, vision, hearing, and prescription drug coverage with an Anthem Medicare Advantage plan in California. You may also receive other valuable benefits that help you with everyday health and living.
Coverage for OTC health products
Rides to health-related appointments
Free meals with delivery
Contact a caregiver or emergency services at the push of a button
Connect with providers by computer, tablet or smartphone in the convenience of your home
Is A Medicare Advantage Plan Right For You?
Here are some things to consider when trying to determine if a Medicare Advantage (Part C) plan in California may best fit your needs.
- You have Original Medicare Parts A and B, but no other coverage outside of that.
- You want coverage for dental, vision, hearing, and prescription drugs.
- You want a limit on how much you will pay out of pocket.
- You have healthcare coverage from a union or employer that helps pay for what Original Medicare doesn’t cover.
- You plan to buy a separate prescription drug plan (Part D) to complement Original Medicare.
- You are not worried about paying for what Original Medicare doesn’t cover.
Switching Medicare Advantage Plans
Everyone wants a Medicare plan they like enough to keep for the long run, but sometimes health needs change. Plan coverage areas and benefits in California can also change from time to time.
If you need to change your Medicare Advantage plan, we can help. There are also certain times each year when you can change your plan and special enrollment periods that allow for a plan change.
Frequently Asked Questions About Medicare Advantage Plans
Medicare Part C plans are plan options that include Medicare Part A and Medicare Part B in addition to other coverage including prescription drugs, dental and vision care, and more. Know what Medicare Part C covers.
You can only enroll in a Medicare Advantage plan during certain times.
- The Medicare Annual Enrollment Period occurs every year from October 15 to December 7.
- You can also enroll 3 months before and after your 65th birthday.
- You may also be eligible for Special Enrollment Periods.
Some Medicare Advantage plans have a monthly plan premium of $0. But they are not completely free. You still need to pay for your Medicare Part B coverage and any deductibles and copays specified in the plan.
More To Know About Medicare Advantage
Find Options Available In Your State
If your state isn’t listed, visit www.bcbs.com for other coverage options.
Attend A Free Medicare Event
Sign up for a free Medicare event to learn how Anthem Medicare plans help cover costs that Original Medicare‡ doesn’t. You can attend a virtual Medicare webinar. Or, if you prefer, come to a live seminar in your area where a Medicare licensed agent will be present to answer your questions.
Anthem Blue Cross is an HMO & LPPO plan with a Medicare contract. For Dual-Eligible Special Needs Plans: Anthem Blue Cross is an HMO SNP with a Medicare contract and a contract with the California Medicaid program. Anthem Blue Cross Life and Health Insurance Company is an LPPO plan with a Medicare contract. Enrollment in Anthem Blue Cross depends on contract renewal.