Medicare Supplement Plans In California With Anthem

Medicare Supplement plans, also called Medigap, help pay for deductibles and coinsurance that Original Medicare doesn’t cover.

Need help finding the right plan? Talk to a licensed agent:


Your Medicare Supplement Options


You can enroll in a Medicare Supplement plan if you already have Original Medicare Part A and Part B, and you live in California. Your open enrollment period lasts for six months starting with the month you turn 65. During this Medicare Supplement open enrollment period, you cannot be denied a policy based on past or current health conditions.


With Medicare Supplement coverage, you can use any doctor or hospital that accepts Medicare patients. Anthem offers Medicare Supplement plans, all of which cover 100% of Part A and Part B coinsurance. All our plans include SilverSneakers® fitness memberships and other value-added programs like ScriptSave (a prescription savings program), and SpecialOffers (discounts on vitamins and weight loss programs).

Benefits Plan A Plan F* Plan G Plan N

Part A coinsurance and hospital costs





Part B coinsurance or copay





Blood (first 3 pints)





Part A hospice care coinsurance or copay





Skilled nursing facility care coinsurance





Part A deductible





Part B deductible





Part B excess charge





Foreign travel





*In California, Anthem also offers an Innovative F option that includes preventative benefits for vision and hearing, including frames, lenses and hearing aids. 


**Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for ER visits that doesn't result in an inpatient admission. 

Anthem Offers Medicare Supplement Plans A, F, G, And N


Medicare Supplement Plan A


Plan A is the most basic of Medigap plans, with the lowest premiums. It is the only Medicare Supplement plan that doesn’t cover the Part A deductible.


Medicare Supplement Plan F


Plan F helps cover Medicare deductibles and some copayments and coinsurance.  Per government regulation, Plan F is only available if you first became eligible for Medicare before January 1, 2020. 

Innovative F is available in California. 


Medicare Supplement Plan G


Plan G helps cover all out-of-pocket costs not covered by Original Medicare for Medicare approved services, except for the Medicare Part B deductible.


Medicare Supplement Plan N


Plan N helps pay for Medicare Part A and Part B coinsurance costs. You'll be responsible for deductibles and copayments, but you'll have lower monthly premiums.

Prescription Drugs, Dental, And Vision Coverage

Medicare Supplement plans do not include prescription drug coverage, but you can purchase a Part D plan for an additional premium to help cover medication costs.

Medicare Supplement plans do not include dental and vision coverage, but you can purchase an Anthem dental-only plan or a combined dental and vision package if you live in California.

California offers Innovative Plan F that includes vision and hearing benefits.

Medicare Supplement Or Medicare Advantage?


You can have a Medicare Supplement plan or a Medicare Advantage (Part C) plan but not both.
Here are some key differences to help you choose.

Medicare Supplement Plans

  • Offer the option to purchase dental and vision coverage, or dental only, to complement your coverage. You can also purchase a Part D prescription drug plan.
  • Allow you to keep the same coverage once you’ve enrolled in a plan, with no need to renew (as long as you pay your premiums).
  • Allow you to see any doctor or hospital that accepts Medicare patients.
  • Move with you, if you relocate.


Medicare Advantage Plans

  • Include dental, vision, and hearing coverage, and most also cover prescription drugs.
  • Can change and do not offer guaranteed lifetime coverage once you’ve enrolled.
  • Can be a PPO or HMO.
  • Can have a $0 premium.
  • Can only move with you if the plan is available in your area.


Find Options Available In Your State

If your state isn’t listed, visit for other coverage options.

Attend a Free Medicare Event

Sign up for a free Medicare event to learn how Anthem Medicare plans help cover costs that Original Medicare doesn’t. You can attend a virtual Medicare webinar. Or, if you prefer, come to a live seminar in your area where a Medicare licensed agent will be present to answer your questions.

Find An Event

Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).