It's almost time to apply for your 2022 health insurance plan. Indiana's open enrollment period is November 1, 2021 - January 15, 2022.

Individual & Family Health Plans In Indiana

We offer health plans that fit a variety of healthcare needs, including special programs to support better health. You may also qualify for financial assistance to help cover the costs of your health plan. Explore options and shop plans in your area during Indiana's Open Enrollment period from November 1, 2021 - January 15, 2022.

Already a member? Log in to your account to renew your plan or compare options.
Ready to pick up where you left off? Complete your application.

Already a member? Log in to your account to renew your plan or compare options.

 Ready to pick up where you left off? Complete your application.

Finding An Indiana Health Plan That’s Right For You

Your healthcare needs and budget are as unique as you are. That’s why we offer Indiana plans across a range of price levels. We can help you find a plan that’s right for you, whether you’re an individual who only needs emergency coverage or part of a large family with more extensive healthcare needs. Plus, financial assistance to help cover health insurance costs is available for those who qualify, so it’s easier to stay on budget and on top of your health.

Shop Plans

Bronze Plans Icon Bronze Plans

Bronze health insurance plans feature low premiums with higher deductibles. These plans are best for individuals or couples who have few doctor visits and only need or want coverage for medical emergencies.

 

Premium 1 out of 4

Deductible 4 out of 4

Silver Plans Icon Silver Plans

Silver health insurance plans have average premiums but lower deductibles than the bronze level. These plans are ideal for individuals and smaller families with average healthcare needs. Silver plans also offer certain cost reductions for those who qualify.

Premium 2 out of 4

Deductible 3 out of 4

Bronze Plans Icon Gold Plans

Gold health insurance plans have higher monthly premiums but even lower deductibles than silver plans. They are best for individuals or families with regular, ongoing healthcare needs. Gold plans cover most routine healthcare costs.

 

Premium 3 out of 4

Deductible 2 out of 4

Understanding The Affordable Care Act

The Affordable Care Act (ACA) helps ensure that all Americans have access to affordable health insurance. It offers financial assistance, or a health insurance subsidy, based on your income, to help reduce your healthcare costs. With recent changes in the law, even more people may now qualify for a subsidy to pay for their health coverage. Our video explains how to determine if you’re eligible for financial help when purchasing an ACA health plan.

Apply For Your 2022 Health Insurance Plan

Open enrollment is Nov. 1, 2021 to Jan. 15, 2022. Confidently shop Anthem’s affordable health coverage in Indiana. Benefits include $0 preventive care, virtual care, and more. Plus, 9 out of 10 individual members are eligible to receive financial help.1

How Health Insurance Covers Expenses

Health insurance can be the key to supporting your health and well-being. Once you purchase an Anthem plan, you’ll be covered for annual physicals and preventive care visits with providers in your network. Here are the basics of how your plan covers expenses and which portions of your healthcare costs you’re responsible for. 

Deductible

The deductible is the amount you pay each year before your plan starts to pay for covered services. This does not include costs for preventive services, which are covered regardless of the deductible when provided by a doctor in your plan's network.

Copays

Copays are fixed amounts (such as $10 or $20) that you pay out of pocket for visits to in-network healthcare providers. Amounts can vary depending on the provider (primary care or a specialist) you see or the services you receive (such as medications, labs, and diagnostic tests). 

Coinsurance

Coinsurance is the percentage you pay for covered healthcare services after you reach your deductible. For example, if the allowed amount for a service is $100 and your coinsurance is 20%, you will pay $20 for that service after your deductible is met. 

Out-Of-Pocket Maximum

This the most you will pay for covered healthcare services during the coverage year. If you reach the out-of-pocket maximum, your plan pays 100% of covered benefits. 

Benefits Of Becoming An Anthem Member

Anthem designed its health plans and plan networks with different healthcare needs and budgets in mind. We offer a range of choices and make managing your benefits easier than ever. Our integrated approach can help improve your health, lower costs, and provide peace of mind.

Doctors In Your Plan’s Network

Anthem plans support your healthcare with a range of choices of doctors, care centers, and hospitals. You also have the flexibility of choosing a video visit with a doctor or therapist on your smartphone, tablet, or computer.

Earn Rewards For Healthy Habits

Our Smart Rewards program lets you earn rewards for completing health and wellness activities. Redeem the rewards for a digital gift card from a selection of top retailers by visiting your doctor for an annual wellness exam or completing our health assessment.

Access to Preventive Care

Avoiding illness or catching problems early are key to staying healthy. Your plan covers preventive care at no cost to you when you see a doctor in your plan’s network. Preventive care includes checkups, screenings, and vaccines. 

Pharmacy Coverage

You can rest assured that your Anthem health plan includes coverage for most generic and many brand-name prescriptions at $0 cost to you. Otherwise, you’ll pay a certain amount for medications, depending on the coverage tier or class of drug.

Virtual Care

Using the Sydney Health app, you can talk to a board-certified doctor from the comfort of your home or on-the-go. The doctor can give you expert medical advice, diagnose common health issues, and send prescriptions right to your pharmacy. Many plans offer virtual care visits using the Sydney Health app at no cost to you.2

Other Coverage Programs In Indiana


Medicaid Eligibility

If you are disabled, managing a chronic condition, or have a lower income, you may qualify for Medicaid coverage. 

Health Insurance Basics

Have questions about healthcare insurance, its costs, or special circumstances? These articles cover the basics and can help you make informed health insurance decisions.

Access All Health Basics Articles

Get A Quote For Indiana Health Coverage

Ready to take the next step? We can help you get a quote for health coverage that works for you and your family. Plus, our experts are standing by to help you choose a plan that’s right for you.

Shop Plans

1https://www.antheminc.com/AboutAnthemInc/
index.htm 

2Anthem Business Intelligence Analysis of 2021 WEM Application data and FPL Distribution; May 2021. 

1Anthem Business Intelligence Analysis of 2021 WEM Application data and FPL Distribution; May 2021.

2Virtual care visits, including medical chats and video visits using the Sydney Health app, are at no cost to members for most plans. Those enrolled in High-Deductible Health Plans associated with a Health Savings Account must first meet their deductible. Virtual care visits refer to medical chats and/or video consultation, as deemed appropriate by a licensed physician.