Your eligibility for a health coverage subsidy depends primarily on how much you earn compared to yearly updated federal poverty level (FPL) guidelines. As part of the American Rescue Plan Act passed on March 11, 2021, new federal guidelines went into effect that impact access to financial help.
If your household income is between 100% and 250% of FPL, you could be eligible for both the APTC and CSRs.
If your household income is more than 250% of FPL, you could be eligible for the APTC, and pay no more than 8.5% of your expected annual income toward premiums.
The number of people in your household and the cost of health coverage in your state also affect eligibility.