How Do I Get Dental And Vision Insurance In Indiana?

You can enroll year-round in a dental or vision plan separate from your medical coverage. If you want dental or vision benefits as part of an ACA Marketplace health plan, you'll need to sign up for a medical plan during the annual Open Enrollment Period or qualify for a Special Enrollment Period after a qualifying life event.

How Does An ACA Marketplace Health Plan Help Pay For My Medical Care?

When you receive covered healthcare services, you and your health plan share the cost. How much you pay depends on your plan and whether you've met your deductible. Here are some of the most common terms you'll see when comparing plans: Deductible: The amount you pay each year for covered services before your health plan begins paying its share. Some services, like preventive care, are covered before you meet your deductible when you use an in-network provider. Copay: A fixed amount you pay for certain covered services, such as a doctor's visit or prescription drug. Coinsurance: Your share of the cost of a covered service after you've met your deductible. Out-of-pocket maximum: The most you'll pay for covered services during your plan year. Once you reach this limit, your health plan pays 100% of covered services for the rest of the year.

Individual & Family Health Insurance Plans In Indiana

Affordable Care Act (ACA) Marketplace plans connect you to affordable health coverage and the care you need. You may also qualify for financial help that lowers your monthly premium, with plans starting at $0 a month for those who qualify.*

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Where In Indiana Does Anthem Offer Medical, Dental, And Vision Insurance?

Anthem offers ACA Marketplace coverage options across many Indiana communities, including Indianapolis, Evansville, and Fort Wayne. To find plans in your area, enter your ZIP code in the field above.

Which Anthem ACA Marketplace Plan Offers The Best Coverage?

The best Anthem Marketplace health plan for you balances your healthcare needs and budget. All Anthem Individual & Family health insurance plans include coverage for doctor visits, hospital care, annual physicals, prescription drugs, and other covered healthcare services. We can help you compare coverage options and determine whether you may qualify for financial help to lower your costs.^‡

One of the biggest differences between Marketplace plans is the metal level. The comparison below focuses on Bronze, Silver, and Gold plans, which are the primary Anthem offerings in most markets. Bronze, Silver, and Gold plans all cover the same essential health benefits, but they differ in how you and your health plan share the cost of care. Understanding these differences can help you choose the plan that's right for you and your family.

Bronze Plans

Lower monthly premium
Pay more when you get care
Best if you expect to use healthcare occasionally

Monthly Payment 1 out of 4

Deductible 4 out of 4

Silver Plans

Moderate monthly premium, but more coverage for care
Best for average healthcare needs
Cost-sharing reductions available for those who qualify

Monthly Payment 2 out of 4

Deductible 3 out of 4

Gold Plans

Higher monthly premium
Pay less when you get care
Best if you expect to use healthcare often

Monthly Payment 3 out of 4

Deductible 2 out of 4

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Why Choose Anthem Indiana Health Insurance?

Anthem offers budget-friendly health insurance plans designed to help you access quality care, manage healthcare costs, and support your overall health. Our plans include:

Access to quality care

Choose from a network of trusted doctors, specialists, and hospitals.

Prescription drugs

Prescription drug benefits, with many medicines available as low as $0.^¶

$0 preventive care

Stay healthy with annual physicals and screenings at no cost from in-network care providers.^§

$0 online doctor visits

Connect with a doctor through the Sydney^® Health app — wherever you are.^†

Healthy habit rewards

Earn gift cards for completing eligible wellness activities through Smart Rewards.^⌘

Mental health support

Care for your mental well-being with access to in-person and virtual behavioral health services.

Find The Right Plan For You

Shop and compare plans to find the one that firs your needs and budget.

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How Do I Get Individual & Family Dental Insurance In Indiana?

You can get Anthem dental coverage in one of two ways: by choosing an Anthem ACA Marketplace health plan that includes dental benefits or purchasing a dental plan that's separate from your medical coverage.

Benefits and coverage vary by plan.

When Can I Enroll?

You can enroll in an Anthem dental plan separate from your medical coverage year-round. If you want dental benefits included with an ACA Marketplace health plan, you'll need to enroll during the annual Open Enrollment Period or qualify for a Special Enrollment Period after a qualifying life event.

What Does An Anthem ACA Marketplace Dental Plan Cover?

Anthem offers a variety of dental plan options to fit different needs, with family friendly benefits, shorter waiting periods, and trusted, quality provider networks. Coverage includes:

Preventive care: cleanings, exams, and X-rays are 100% covered with no waiting period when in network
Everyday dental care: fillings, crowns, root canals, and dentures
Restorative coverage: braces and other orthodontic services

Learn more about our dental plans

How Do I Get Individual & Family Vision Insurance In Indiana?

You can choose the vision coverage option that works best for you. Enroll in an Anthem ACA Marketplace health plan that includes vision benefits or purchase a vision plan separate from your medical coverage.

When Can I Enroll?

You can enroll year-round in an Anthem Blue View Vision plan that is separate from your medical coverage. If you want vision benefits included with an ACA Marketplace health plan, you'll need to enroll during the annual Open Enrollment Period or qualify for a Special Enrollment Period after a qualifying life event.

What Does An Anthem Blue View Vision Plan Cover?

Anthem vision plans make it easier to take care of your vision with routine eye exams and benefits for glasses or contact lenses. Coverage includes:

Routine eye exam every 12 months (copay applies)
Standard eyeglass lenses (single, bifocal, or trifocal) every 12 months (copay applies)
Allowance toward eyeglass frames or contact lenses

Learn more about our vision plans

Frequently Asked Questions

Choosing the right health insurance plan for you and your family is important. Explore these FAQs to better understand costs and enrollment so you can confidently choose an Anthem Individual & Family plan that fits your healthcare needs and budget.

The ACA Health Insurance Marketplace is where you can shop for and enroll in Individual & Family health plans, including Anthem plans. As you compare coverage options, you'll see whether you qualify for financial help, also known as a health insurance subsidy, based on your household income. If you're eligible, financial help can lower your monthly premium and, in some cases, lower your out-of-pocket costs for care.

You can enroll in an ACA Marketplace health insurance plan if you don't have access to qualifying health coverage through an employer, Medicare, or Medicaid. You must also be a United States citizen, U.S. national, or lawfully present non-citizen, and not be incarcerated.

When you sign up, you'll also find out whether you qualify for financial help, such as a premium tax credit to lower your monthly premium or cost-sharing reductions that can help lower your out-of-pocket costs for care.

You can enroll in an Anthem Individual & Family health plan directly at shop.anthem.com if plans are available where you live. Our team is here to help you compare your options, answer your questions, and find the plan that's right for you.

You can enroll during the annual Open Enrollment period. If you experience a qualifying life event — such as losing employer-sponsored health coverage, losing Medicaid, moving to a new area, getting married, or having a baby — you may qualify for a Special Enrollment Period, which allows you to sign up outside of Open Enrollment.

When you receive covered healthcare services, you and your health plan share the cost. How much you pay depends on your plan and whether you've met your deductible. Here are some of the most common terms you'll see when comparing plans:

Deductible: The amount you pay each year for covered services before your health plan begins paying its share. Some services, like preventive care, are covered before you meet your deductible when you use an in-network provider.
Copay: A fixed amount you pay for certain covered services, such as a doctor's visit or prescription drug.
Coinsurance: Your share of the cost of a covered service after you've met your deductible.
Out-of-pocket maximum: The most you'll pay for covered services during your plan year. Once you reach this limit, your health plan pays 100% of covered services for the rest of the year.

Learn More About ACA Marketplace Health Insurance

Have questions about health, dental, and vision insurance options for Indiana residents? These articles can help you make informed decisions.

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2025 QDP Rate Increase Notice

* Based on federal and/or state exchange requirements and subject to change. Anthem Blue Cross and Blue Shield is a Qualified Health Plan issuer that in certain geographic areas offers some health plans with a $0 premium option (after subsidy applied) through the Health Insurance Marketplace or your state exchange. Anthem health plans with a $0 premium option are not available in all areas and eligibility for these plans is based on federal annual income guidelines. Call us for information because not everyone will qualify.

‡ Subsidies are only available for Qualified Health Plans purchased through the Health Insurance Marketplace and State-Based exchanges. Anthem offers such Plans through the Health Insurance Marketplace.

¶ Some commonly-used prescription drugs are available at no cost to you. Contact us for more information.

§ Nationally recommended preventive care services received in-network have no copay and no deductible requirement.

† Virtual care visits, including video visits using the Sydney Health app, are at no cost to members for most plans (however, it may be subject to the deductible depending upon the terms of the plan). Virtual care visits refer to video consultations, as deemed appropriate by a licensed physician. In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan. Sydney Health is offered through an arrangement with Carelon Digital Platforms, a separate company offering mobile application services on behalf of your health plan.

⌘ You and your covered spouse or partner can earn rewards for completing health and wellness activities. It’s important to act now and have an annual preventive wellness exam or well-woman exam with your doctor. You must complete these activities within 120 days of your plan’s renewal or effective date.

Anthem Blue Cross and Blue Shield is the trade name of Anthem Insurance Companies, Inc. Independent licensee of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc.

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Individual & Family Health Insurance Plans In Indiana

Where In Indiana Does Anthem Offer Medical, Dental, And Vision Insurance?