Is Vision Insurance Worth It?
We are here to help you make informed decisions about your vision insurance for you and your family. Vision insurance offers benefits that can make a difference in your overall wellness. Routine eye exams can detect early stages of serious illnesses and make sure your vision is the best it can be. Basically, an affordable vision plan helps you look ahead to better health.
What does vision insurance cover?
Vision insurance provides more than just eye exams. Benefits include coverage and discounts on your pick of personal eyewear. Depending on the plan, you can receive benefits for:
- prescription lenses
- discounts on eyeglass frames
- contact lenses
- discounts on prescription sunglasses
- transition lenses
- discounts on non-prescription eyewear accessories
Feel confident in your decision to choose vision insurance
When you make eye exams part of your wellness goals you can make a real difference in your health. Annual exams can sharpen your vision with precision updates to your prescription eyeglasses. With your annual visit to the optometrist or ophthalmologists, you can also address annoying eye issues you may be living with like irritated eyes, dry eye, or light sensitivity. Your eye doctor can offer treatments covered by your vision or health insurance plan.
Your eye doctor also checks for serious eye diseases like glaucoma and cataracts during every exam. Optometrists and ophthalmologists may discover early indicators for cancer and diabetes during a routine eye exam, so annual checkups play an essential role beyond reading eye charts.
Receive the most from your vision insurance
Your vision insurance can help keep your vision wellness on track. Most vision insurance plans include annual eye exams with only a copay. Just be sure your plan has an in-network optometrist in your area.
If your eye doctor prescribes prescription eyeglasses, most vision insurance plans will cover new eyeglass lenses every 1 or 2 years including single, bifocal, or trifocal lenses. New eyeglass frames are also available every 1 or 2 years, based on the allowance.
Depending on your vision plan, you may also receive contact lenses both conventional and disposable, based on your allowance.
Tip: Many vision plans offer savings on eyewear lens upgrades such as transition lenses, progressive lenses, anti-reflective coating, tint, or polycarbonate lenses.
How much does vision insurance cost?
There is not a one-size-fits-all approach to vision insurance costs. While the most basic vision insurance plans include eye exams, contact lenses and eyeglasses, there are also more comprehensive plans that may help discount the cost of eyewear upgrades.
Why vision insurance matters for the entire family
Vision care is essential for kids, starting at a young age. For children, it is recommended that they begin their annual eye exams between the ages of 3 and 5. And while the Affordable Care Act plans are required to provide vision coverage for children, it does not offer the same coverage for adults. For more comprehensive options, look for a vision insurance plan covering the whole family.
Caring for an older adult at home? Eye doctors can detect many age-related eye diseases like macular degeneration during a routine eye exam. While Original Medicare does not provide vision coverage for seniors, Anthem offers stand-alone vision plans that cover all family members of all ages at an affordable rate.
360° health insurance coverage can give you peace of mind
Along with vision insurance, Anthem can also help you choose an affordable health insurance plan and dental insurance plan so you receive the comprehensive coverage you may need for you and your family.