Vision Costs And Coverage Options
Eye care costs can add up quickly if you’re paying for everything out-of-pocket. Here are some average costs for routine eye care.
- Eye exam average cost: $200
- Glasses average cost: $150 to $400
- Yearly supply of contacts: $150 to $400
These costs can also vary quite a bit depending on the type of frames or contacts you buy. So it’s easy to see why vision coverage that helps pay for your exams and eyewear can save you money.
Vision Coverage with Medicare Advantage plans
Medicare Advantage (Part C) plans are bundled plans that usually include dental, vision, and hearing coverage, plus some other services that Original Medicare‡ doesn’t cover. This can include fitness memberships, prescription drug coverage, and more.
Medicare Advantage plans that include vision care typically cover a yearly exam and an allowance for eyewear. There are also options to increase vision coverage within those plans.
Vision Coverage with Medicare Supplement plans
Medicare Supplement plans offer extra coverage for what Original Medicare‡ does not cover, such as copays, deductibles, and coinsurance. Most Medicare Supplement plans do not include dental and vision care, but you can purchase a plan that offers combined dental and vision coverage. Availability varies depending on where you live.
Anthem Extras is a separate dental and vision package you can add to an Original Medicare‡, Medicare Supplement, or Part D plan. Our Standard package covers eye exams and includes an allowance for eyeglass frames or contact lenses. The packages vary in price depending on whether you pick a Standard, Premium, or Premium Plus option.
Low-cost and free vision coverage
Low-cost and free eye clinics such as EyeCare America offer complimentary or sliding-scale vision services. Vision USA also gives free eye exams to qualifying people.
Colleges and universities often offer free or low-cost services from supervised students.
Eye Care Is Crucial For Older Adults
Whatever you do, it is important to have regular eye exams that include retinal scans, pupil dilation, and glaucoma screenings. These are painless but important screenings. Eye exams can also reveal early symptoms and warning signs of heart disease, stroke, and diabetes. The earlier you spot an issue, the easier it is to treat.
Many age-related eyesight issues are easily addressed at the optometrist. For example, reading glasses or blue-blocking glasses can do wonders for decreasing eye strain.
As we grow older, our ability to distinguish shapes, colors, and contrasts can make driving harder, especially at night. It also becomes more difficult to adjust from low light to bright light and vice versa. Glasses or contacts can compensate for some of these issues, and a healthy diet, exercise, and regular eye exams can help keep your vision sharp for many years to come.
Find vision coverage that fits your needs.