Does Original Medicare‡ Cover Ambulance Services?
Original Medicare‡ Part B covers ambulance transportation when you need to go to a hospital or skilled nursing facility for medically necessary treatment. Original Medicare‡ may also pay for emergency transportation in an airplane or helicopter if you need rapid transportation to a hospital that ground transportation can’t provide.
What Is Not Covered By Original Medicare‡?
Though Original Medicare‡ pays for many services, it doesn’t pay for everything. Medicare Advantage, Prescription Drug (Part D), Medicare Supplement Plans, and optional vision and dental plans are available for Medicare eligibles to help you with the things that aren’t covered.
Most prescription drugs are not covered by Original Medicare‡, but a Prescription Drug (Part D) Plan can help you save money on your prescription drugs. A Medicare Advantage Plan with Drug Coverage can too.
Original Medicare‡ will only pay 80 percent of the cost of doctor visits. With a Medicare Advantage plan, you will pay a small copay for doctor visits. For Medicare-covered services, Medicare Supplement plans can help cover some or all of the costs of doctor visits not covered by Original Medicare‡.
Original Medicare‡ will only pay a certain amount per day for hospital stays up to 150 days. With Medicare Advantage you will usually pay a lower copay per day for hospital stays. For Medicare-covered services, Medicare Supplement plans can help cover some or all of the costs not covered by Original Medicare‡ for hospital stays.
Medicare doesn’t cover regular vision exams, eyeglasses or contacts and it also doesn’t cover most dental care. But many of our Medicare Advantage Plans offer vision, dental and hearing coverage.
Original Medicare‡ vs. Medicare Advantage
Some of the benefits Medicare Advantage plans have that Original Medicare‡ doesn’t include:
Prescription drug coverage
Medicare Advantage plans can cover your prescription drugs, much like Medicare Part D. While Medicare Part D provides only prescription drug coverage, Medicare Advantage plans can cover that and more.
Many Medicare Advantage plans offer dental coverage for things like routine check-ups and exams, cleanings, dentures, and coverage for unplanned dental procedures like root canals and crowns.
Eye health and vision coverage becomes more important as we age. Eye exams, glasses, and contacts are a part of many Medicare Advantage plans.
Original Medicare‡ doesn't cover hearing aids, which can be expensive. Many Medicare Advantage plans provide hearing coverage that includes testing and medically required hearing aids.
Wellness and fitness
Medicare Advantage plans give you options for maintaining a healthy lifestyle. Many plans include access to gym memberships, senior fitness programs like SilverSneakers®, and coaching to improve overall well-being.
We offer Medicare Advantage, Prescription Drug (Part D), and Medicare Supplement plans in most areas of the country. Depending on the plan you choose, it may help you pay for some of what Medicare doesn’t cover for Medicare-approved services. Our Medicare Supplement plans also include value-added programs like SilverSneakers®.
And, in most states, one of our optional dental or vision packages can easily be purchased in addition to your Medicare Supplement or Medicare Advantage plan to complement your coverage. You receive allowances for the glasses or contacts you rely on and your check-ups and eye exams will be covered.
Need Help Paying For Original Medicare‡?
If you need help paying for the costs of Original Medicare‡, like deductibles or premiums, there are lots of programs to help. You can also apply for a Medicare Savings Program to help cover the costs of Original Medicare‡. To find out if you qualify for one of these programs, visit Medicare.gov or call your state’s Medicaid or local Social Security office. If you already have Medicaid or are enrolled in certain levels of the Medicare Savings Program, you may be eligible for a Dual Special Needs (DSNP) plan. These plans are designed for people who have Medicare and Medicaid and have no premium, medical copays or deductibles.
How To Sign Up For Medicare
We can help you understand the rules about when and how to sign up for Original Medicare‡ and the Medicare plans we offer such as Medicare Advantage, Prescription Drug (Part D), and Medicare Supplement on our Sign Up for Medicare page.
Find a Medicare plan that fits your needs.