How Much Does Medicare Part C Cost?

A Breakdown Of Your Medicare Part C Costs

Medicare Part C Premiums

Medicare Part C premiums vary, typically ranging from $0 to $200 for different coverage. You still pay for your Part B premium, though some Medicare Part C plans will help with that cost.

Medicare Part C Deductibles

Like premiums, deductibles vary with your plan. Some Medicare Part C plans have separate deductibles for medical care and prescription drugs.

Medicare Part C Copays

Copays are a flat fee for medical services. Some Medicare Part C plans may have a higher copay for healthcare providers not in their plan (i.e., out of network).

Once you calculate the added benefits of a Medicare Part C plan, you may see the value that comes with this type of coverage. In fact, approximately one-third of Medicare enrollees opt for a Medicare Part C plan each year.

What Does Medicare Part C Cover?

Medicare Part C plans offer all the benefits of Original Medicare, plus extra coverage that can save you money, like:

• Prescription drug coverage (Part D)
  
  
• Routine dental care including cleanings, X-rays, and dentures
  
  
• Routine vision care including contacts and glasses
  
  
• Routine hearing care including hearing aids
  
  
• Fitness benefits including exercise classes

How Much Does Medicare Part C Cost Per Month?

Medicare Part C prices vary from plan to plan and state to state. But there are some basic factors that determine your Medicare Part C costs:

• The monthly premium of your plan, which typically ranges from $0 to $200
  
  
• How much of your Medicare Part B costs your Medicare Part C plan covers
  
  
• The amount of your copays for various medical services

Who Is Eligible For Medicare Part C?

To be eligible for a Medicare Part C plan:

• You must be enrolled in Original Medicare (Medicare Parts A and B).
  
  
• You need a Medicare Part C insurance provider that’s offering the coverage you want during your enrollment period.
   

During enrollment, you can review pricing from Part C insurers such as Anthem and compare Medicare Part C plans. Balance your costs with the coverage that's important to you.

Help With Your Medicare Part C Plan Costs

If you're having trouble finding an affordable plan, you have options. You can receive help with Medicare Part C costs through a Medicare Savings Program.

If you meet the requirements for low income, disability, or certain chronic health conditions and you are currently enrolled in Medicare Part A and Part B, these programs help pay for Medicare Part C premiums and other costs from your plan.

Review Medicare Part C plan costs and coverage. Find a plan that fits you.