How Much Does Medicare Part C Cost?
Medicare Part C Coverage Costs
The cost of Medicare Part C plans (also known as Medicare Advantage plans) varies depending on where you live and the plan you choose. Some plans have $0 monthly premiums. You still have to pay your Part A and Part B monthly premiums. For most people, Part A is free, and some Medicare Advantage plans can help cover part of your Part B premium. With a Medicare Advantage (Part C) plan, you receive Original Medicare Part A and Part B coverage plus many other benefits.
A Breakdown Of Your Medicare Part C Costs
Medicare Part C Monthly Premiums
Medicare Advantage (Part C) monthly premiums vary, typically ranging from $0 to $200 for different coverage. You still have to pay for your Part A and Part B monthly premiums, though some Medicare Part C plans will help with your Part B premium.
Medicare Part C Deductibles
Like premiums, deductibles vary with your plan. Some Medicare Part C plans have separate deductibles for medical care and prescription drugs.
Medicare Part C Copays
Copays are a flat fee for medical services. Some Medicare Part C plans may have a higher copay for healthcare providers not in their plan (i.e., out of network).
Once you calculate the added benefits of a Medicare Part C plan, you may see the value that comes with this type of coverage. In fact, approximately half of Medicare enrollees opt for a Medicare Advantage (Part C) plan.
What Does Medicare Part C Cover?
Medicare Advantage (Part C) plans offer all the benefits of Original Medicare Part A and Part B, plus additional coverage that can save you money, like:
- Most Part C plans include Prescription drug coverage (Part D)
- Routine dental care including cleanings, X-rays, and dentures
- Routine vision care including contacts and glasses
- Routine hearing care including hearing aids
- Allowances for over-the-counter items
- Fitness benefits including exercise classes
How Much Does Medicare Part C Cost Per Month?
Medicare Advantage (Part C) monthly premiums vary from plan to plan and state to state. But there are some basic factors that determine your Medicare Part C costs:
- The monthly premium of your plan, which typically ranges from $0 to $200
- How much of your Medicare Part B monthly premium your Medicare Part C plan covers
- The amount of your copays and deductibles for various medical services
Who Is Eligible For Medicare Part C?
To be eligible for a Medicare Part C plan:
- You must be enrolled in Original Medicare (Medicare Parts A and B)
- You need a Medicare Part C insurance provider that's offering the coverage you want during your enrollment periods
During enrollment, you can review pricing from Part C insurers such as Anthem and compare Medicare Part C plans. Balance your costs with the coverage that’s important to you.
Help With Your Medicare Part C Plan Costs
If you're having trouble finding an affordable plan, you have options. You can receive help with Medicare Part C costs through a Medicare Savings Program .
If you meet the requirements for low income, disability, or certain chronic health conditions and you are currently enrolled in Medicare Part A and Part B, these state programs may help pay for Medicare Part A, Part B, and Part C premiums and other costs from your plan.
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Why Choose Anthem?
Anthem Blue Cross and Blue Shield is a Medicare Advantage plan with a Medicare contract. Anthem Blue Cross and Blue Shield is a D-SNP plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in Anthem Blue Cross and Blue Shield depends on contract renewal.