Does Your Health Insurance Plan Provide Women The Coverage They Need?

Health And Screenings

Q: What screenings do women in each age group need?

A: Screening needs evolve across life stages: 

• 20s and 30s: routine checkups, Pap tests, HPV vaccination, and reproductive health visits 
• 40s: mammograms, cholesterol checks, and diabetes screening
• 50s: colorectal cancer screening, bone density tests, and continued breast and cervical cancer screening
• 60s onward: ongoing monitoring for heart health, osteoporosis, and fall risk 

Q: How do women’s health needs change after 40?

A: After 40, risks for chronic conditions such as hypertension, diabetes, and heart disease increase, making preventive screenings even more important. This time of life is also when perimenopause and menopause begin for many women, bringing changes like sleep disruption, hot flashes, and bone density loss. Offering emotional health support, stress management resources, and education is important, as women often balance demanding careers with caregiving responsibilities. 

Employee Benefits

Q: What fertility benefits are most important for employees?

A. Employees increasingly expect support for family-building through benefits such as Anthem’s Building Healthy Families program. These programs can offer coverage for fertility testing and treatments, preservation options like egg freezing, and flexible scheduling for medical appointments. In a 2024 global survey, 72% of workers said they would stay longer at their company if fertility benefits were offered. 

Q: How can employers provide effective menopause support at work?

A. Two in five women have considered leaving their jobs due to unmanaged menopause symptoms, making workplace accommodations and coverage essential for retaining experienced employees. Employers can reduce turnover and improve well-being by offering menopause-related health coverage, flexible scheduling, and manager training to normalize conversations.

Employer Role And ROI

Q: How can employers support women’s health overall?

A: Employers can make a significant impact by offering comprehensive benefits that cover preventive care, reproductive and maternal health, and menopause support. Flexible work policies, mental health resources, and caregiving leave can reduce stress and improve retention — creating a culture that normalizes health conversations and fosters inclusion and engagement. Sharing trusted resources and making benefits easy to navigate ensures employees can take full advantage of what is available. 

Q: What are the business benefits of women’s health programs?

A: Chronic diseases and injuries cost U.S. employers almost a trillion dollars each year. Comprehensive women’s health programs reduce absenteeism and healthcare costs while improving employee productivity.

Partnerships That Support Women’s Health In The Workplace

Women’s health is business health. From preventive care to menopause support, insurance carriers can work with companies to deliver employee benefits and resources that meet women’s evolving needs. The result: healthier employees, higher job satisfaction, stronger retention, and a more resilient workplace culture.

Leaning on a trusted partner like Anthem can help you create solutions that empower women and strengthen your workforce.