Whether you use your health insurance plan often or simply for checkups, Anthem has options designed to fit a number of different health needs. You will find special programs, doctor choices and plans to help guide you to better health. Shop plans and explore coverage options available in your area.
Which California health insurance plan will be the best fit for you?
We understand everyone has different health care needs and budgets. That is why we designed our California plans at various price levels. Whether you are a family of five with many doctor appointments, or someone who only needs coverage for emergencies, we want to help match your needs with our plans. Review our health plan options so you can find what may work for you or your family.
What is the Affordable Care Act?
The Affordable Care Act (ACA) is a law designed to help ensure that all Americans have access to affordable health insurance. ACA plans can be sold on or off the health insurance exchange, so buying a policy in the individual market is now an option for many.
Health insurance can be the key to your health and well-being. Once you begin monthly payments on your Anthem plan, you will be covered for checkups and preventive care visits with a doctor in your network.
Continue reading to learn more about expenses over the year, including a deductible, copay and out of pocket maximum.
Health Insurance Costs in California
This is the set amount you pay out of pocket each year before your plan starts paying for a percentage of covered care. However, in network preventive services are still covered before the deductible is met.
Copays & coinsurance
A copay is a set amount that you pay out of pocket for each visit to an in network health care provider. Coinsurance is the amount you pay for covered health care services after you have reached the deductible.
Out of pocket maximum
The out of pocket maximum is the most you will have to pay out of your pocket for covered health services each year.
Benefits of Becoming an Anthem Member
Anthem's California health plans and networks are designed with care needs and budget in mind, whether you are looking for coverage for yourself or your family. We try to make managing your benefits more convenient – by providing one bill, one ID card, one service team and one website. Our hope is that this approach gives you peace of mind with lower costs and less paperwork.
A Network of Doctors for You
Anthem wants to make a difference in how you view health care. You have a choice of doctors, care centers and hospitals from a network of providers. You can also have a private video visit with a doctor or therapist on your smartphone, tablet or computer. It is one of the many ways for us to help support your health and the health of your family.
Other Health Coverage Options in California
Minimum Coverage Plans
A minimum coverage plan is a high-deductible, low monthly payment option to protect you during serious health crises. To qualify for this coverage level, you must be under 30 years of age or 30 years of age or older with an approved hardship exemption from Covered California.
Health Insurance Basics
Explore the basics of Individual and Family health insurance plans.
How to Choose a Health Insurance Plan
Knowing the essentials will help you choose the health insurance plan that's right for you or your family.
Balancing Health Insurance Costs
The cost of health insurance can be a big part of your family budget. Find out how to balance the cost against your coverage and benefits.
Understanding Health Insurance Subsidies
You can save with a health insurance subsidy. Find out if you qualify.
Open Enrollment for Health Insurance
When life changes, your health insurance should keep pace. Open enrollment is the ideal time to make changes to your health insurance plan.
Buy California Health Insurance – Get a Quote
Ready to take the next step and request a health insurance quote? Anthem is here for you with options for many types of needs, making it easier for you and your family to prioritize getting healthy and keeping it that way. Our experts are available to help you understand how to choose and apply for health coverage that’s right for you.