How Much Does Medicare Part C Cost?

Medicare Part C Coverage Costs

 

The cost of Medicare Part C plans (also known as Medicare Advantage plans) varies depending on where you live and the plan you choose. Some plans have $0 monthly premiums. You still have to pay your Part A and Part B monthly premiums. For most people, Part A is free, and some Medicare Advantage plans can help cover part of your Part B premium. With a Medicare Advantage (Part C) plan, you receive Original Medicare Part A and Part B coverage plus many other benefits.

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A Breakdown Of Your Medicare Part C Costs

 

Medicare Part C Monthly Premiums

Medicare Advantage (Part C) monthly premiums vary, typically ranging from $0 to $200 for different coverage. You still have to pay for your Part A and Part B monthly premiums, though some Medicare Part C plans will help with your Part B premium.

 

Medicare Part C Deductibles

Like premiums, deductibles vary with your plan. Some Medicare Part C plans have separate deductibles for medical care and prescription drugs.

 

Medicare Part C Copays

Copays are a flat fee for medical services. Some Medicare Part C plans may have a higher copay for healthcare providers not in their plan (i.e., out of network).

 

Once you calculate the added benefits of a Medicare Part C plan, you may see the value that comes with this type of coverage. In fact, approximately half of Medicare enrollees opt for a Medicare Advantage (Part C) plan.

What Does Medicare Part C Cover?

 

Medicare Advantage (Part C) plans offer all the benefits of Original Medicare Part A and Part B, plus additional coverage that can save you money, like:

  • Most Part C plans include Prescription drug coverage (Part D)
  • Routine dental care including cleanings, X-rays, and dentures
  • Routine vision care including contacts and glasses
  • Routine hearing care including hearing aids
  • Allowances for over-the-counter items
  • Fitness benefits including exercise classes

How Much Does Medicare Part C Cost Per Month?

Medicare Advantage (Part C) monthly premiums vary from plan to plan and state to state. But there are some basic factors that determine your Medicare Part C costs:

  • The monthly premium of your plan, which typically ranges from $0 to $200
  • How much of your Medicare Part B monthly premium your Medicare Part C plan covers
  • The amount of your copays and deductibles for various medical services

Who Is Eligible For Medicare Part C?

 

To be eligible for a Medicare Part C plan:

  • You must be enrolled in Original Medicare (Medicare Parts A and B)
  • You need a Medicare Part C insurance provider that’s offering the coverage you want during your enrollment periods

 

During enrollment, you can review pricing from Part C insurers such as Anthem and compare Medicare Part C plans. Balance your costs with the coverage that’s important to you.

Help With Your Medicare Part C Plan Costs

 

If you're having trouble finding an affordable plan, you have options. You can receive help with Medicare Part C costs through a Medicare Savings Program .

 

If you meet the requirements for low income, disability, or certain chronic health conditions and you are currently enrolled in Medicare Part A and Part B, these state programs may help pay for Medicare Part A, Part B, and Part C premiums and other costs from your plan.

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Anthem Blue Cross is an HMO plan with a Medicare contract. Anthem Blue Cross Life and Health Insurance Company is an LPPO plan with a Medicare contract. Anthem Blue Cross is an HMO SNP plan with a Medicare contract and a contract with the California Medicaid program. Enrollment in Anthem Blue Cross, Anthem Blue Cross Life and Health Insurance Company depends on contract renewal.